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    Or is it the word 'overdraft'. Im just not so sure students are actually as skint as seen, i mean, i know several people who have loads of money, yet they have accomodation to pay for.

    Are you a skint student?? Roughly how much do you have to live on a week? Is every student skint? Or do you all save up loads of money before you start? I had no money to start off with at uni, although i live at home. Just there seems to be loads of people who seem alot better off than i am, thats all. Am i the only one who struggles sometimes?
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    Nah I'm not skint.

    Skint people are those who are rubbish with their money, I've often seen people going out and spending £30-£40 on a night out, then complaining a few weeks later when they've run out of money.

    Your best bet is to always be tight, I spend around £10-£20 a week on food shopping, £10 on going out and the rest goes on rent and other expenses.
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    sort of... i saved up lots of money for uni and to cater for my random spending and my parents also pay some money into my bank account every week which is very useful

    my weekly spending varies usally it's probably about £30 a week although one week i spent £200 on shoes and going out :eek:
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    (Original post by djhworld)
    Nah I'm not skint.

    Skint people are those who are rubbish with their money, I've often seen people going out and spending £30-£40 on a night out, then complaining a few weeks later when they've run out of money.

    Your best bet is to always be tight, I spend around £10-£20 a week on food shopping, £10 on going out and the rest goes on rent and other expenses.
    Well yea, im not exactly skint then i guess, im just really really tight with it and manage it as well as i can. But that way i can never really spend much, or treat myself . It's just the next month or two im a bit tight! I've got literally 200 quid to last me about 7 weeks. Luckily i have a small job and ill get some earnings from that, but i could do with saving that really...
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    I spend about £40 a week on food. (just eat a lot, its not fast food or expensive ingredients)

    Roughly £7 or £8 on a night out, of which there are generally 2 or 3 a week, plus other random expenditure, probally looking an all up cost of £70-80 a week. At the moment im living off work from summer + parent contributions, but have a job for next term bringing in about £70 a week. dont know yet if the parents will stop thier support tho. And an overdraft with about £600 on it (im a first year!!).

    Just learnt that a bike I bought, less than 10 days ago, and was nicked t'other night, isnt covered by insurance, either my uni insurance or home insurance. Thats like a months income from the parents down the drain. Sometimes you can try all you like but things conspire to knock you back.
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    (Original post by Cj-Tj)
    I spend about £40 a week on food. (just eat a lot, its not fast food or expensive ingredients)

    Roughly £7 or £8 on a night out, of which there are generally 2 or 3 a week, plus other random expenditure, probally looking an all up cost of £70-80 a week. At the moment im living off work from summer + parent contributions, but have a job for next term bringing in about £70 a week. dont know yet if the parents will stop thier support tho. And an overdraft with about £600 on it (im a first year!!).

    Just learnt that a bike I bought, less than 10 days ago, and was nicked t'other night, isnt covered by insurance, either my uni insurance or home insurance. Thats like a months income from the parents down the drain. Sometimes you can try all you like but things conspire to knock you back.
    aw you can have my bike

    I'm not a student yet (well I'm in sixth form) but I'm dreading not being able to buy nice clothes some months! Hopefully I'll get a job within the first few weeks...and my parents will help me out quite a lot so it shouldn't be TOO bad
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    I've noticed that alot people have weekly/monthly expenditure for clothes, I don't understand it. Not every month, surely?

    But then I'm styleless and disowned by my family in that regard.
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    You will have no problem, as long as you are capable of associating work with money. Wen I go home at the holidays, I work constantly (60+ hours a week), and that gives me enough money to stop me worrying about it. As long as I have £500 in my account at the end of term, I buy things that I need, occasionally things that I want, and make do. If I overspend, I take a long hard look at why, and thend to go all frugal for the next few weeks. Having said that, I have one weekend at the start of May that will be nice. ~20 hours, at £7/hour, in one weekend.
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    I'm not skint, but I am tight with money, and would much rather convince my friends that I am in fact skint, it works with saving money! Then there's the few people who have their parents pay for everything....and yet they have the cheek to say they're skint. :rolleyes:
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    I'm lazy, tight, and perpetually skint.

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    I don't understand the clothes thing either- okay, so I am not the most fashion concious about- I usually live in jeans and a variety of jumpers and t-shirts. I just ask everyone to get me clothes for christmas! That way I only really buy my own underwear! and occasionally shoes, if I see some I really, really love... btu thats like, two pairs a year??? And yes, I agree, the skint ones are the ones who dont' manage their money. I've found they tend to be borderline alcoholics and chain smokers, in the most part.
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    i'm skint but only because i'm not very sensible with my money.me and my friend were having this discussion a couple of days ago,it's funny how we always say we're skint and will live off bargain stuff like noodles and reduced stuff,but we never turn down a night down and spend ridiculous amounts of money each time
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    I'm not skint at all. I earn £700 a month and get all the full grants and loans. I'm not tight with my money either, I love spending what I earn. I'm going on three holidays this year. But this is all down to my job. I use my loans n grants etc to pay for accommodation and bills.
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    I'm not skint, but i do have a budget that i stick to. I guess i'm lucky that my parents pay for my food shopping because thats where most of my friends money seems to go, if not on nights out.

    It's all about saving before uni, and being sensible whilst there i find.
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    I'd say I'm skint! My maintenence loan only just covers my rent for the year, but my mum gives me £25 a week for food which I stick to. I only have time to work one day a week which gives me about £30, and then I'm spending £10 a week on trains. Things I spend money on would be kickboxing and kung fu, the odd night out and the odd few clothes. I dip in and out of my overdraft, but as long as I'm using no more than half my overdraft then I don't see the problem. I'd rather spend some money and have fun for three years than try and save money for three years to find you're going to be skint when you leave uni anyway.
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    I don't know, I probably wont be completely skint. The parents have agreed to pay for everything, including spending money.
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    (Original post by djhworld)
    £10 on going out
    Where do you go out to? The park?
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    I average £20 a day spending so far, I work loads in the holidays to finance this kind of living though. It's entirely upto people how poor they are at uni, the work's there if they want it.
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    I'm glad I don't know anybody at uni that budgets £10 a week for going out, they would be the most boring people ever. You're meant to have fun at uni so go ahead and spend £30 a night, work in the holidays and you can pay it back.
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    (Original post by L i b)
    Where do you go out to? The park?
    :rofl:


    And if your definition of skint is "always has a negative bank balance" then yeah, that's me. But I generlly get by and don't have to lock myself in my room for weeks at a time not socialising or eating. You make what you've got work for you.
 
 
 
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