Have you considered the OU as someone has already mentioned? They will accept your completed second year (assuming you get a credit transfer either to history, open (history) or if modules you took are extremely different open) and only make you take 3rd year modules, you have a years funding and this would cover the cost of the course, you wont get maintance this year but there is talk you may get part time maintance in the future and you could work along side the OU if money is a problem.