Hi,
I passed my driving test 6 months ago and today I was out when a speed camera flashed me twice and now I think I'm going to be fined and have points on my license.
Now the details: The reason I feel rather hard done by is because I am generally a very very careful driver. I passed my first test with only one fault, never drink a sip before driving, don't even listen to the radio in the car so I can concentrate and normally keep my eye very closely on the speed limit, aiming for 28/29 in a 30 area, 38ish in a 40 area. So if anything I normally drive a bit slowly because drivers generally drive a couple of miles above the speed limit.
Today, however, I was very upset and worried for a personal reason. I wasn't concentrating properly and was absolutely shocked to see that I was driving at 35 mph in a 30 zone. I put my foot on the brake, and, just at that moment a yellow speed camera appeared right in front of me and flashed me twice.
I know I WAS speeding and maybe I deserve to be punished. Coming in addition, and partly because of, my other personal troubles, this just seems very harsh. I'll have to pay 60 pounds, which I can barely afford, and get 3 points on my license for four years, which will make my insurance shoot up, which I CAN'T afford, and doesn't look good. Plus, if anything else happened and I got another 3 points, as a newly qualified driver I would lose my license, which could make me lose my job and I'd be unable to get to and from university next year.
I feel really down about this. Have I definitely got a ticket? What should I do? Can I appeal? Would it be very wrong to claim that I wasn't speeding when I know I was? Is there any way I can get out of this? Or should I just accept it?
In which case...how much does not having a clean driving license affect you? What percentage of the population do or don't have it? Do I have to declare it to other insurance companies/employers? Will my insurance really shoot up?
I know I was wrong to speed but it just feels very unfair. Thousands of drivers speed recklessly on the roads every day and do not get caught. Apart from today I have always driven under the speed limit and am generally a very patient and careful driver. My friends even tease me about this. I was particularly upset today and my mind was somewhere else. I did not even notice the speed camera in front of me.
What should I do?