Provisional License Car Insurance

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BobbyMalloy
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#1
Report Thread starter 2 years ago
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Hey! I'm planning on purchasing car insurance for a car which my dads purchased for me, whilst I learn how to drive, however I've already done a load of lessons and feel as though I'll be ready in a month or two.

When searching for Car Insurance as a Provisional Driving License Holder I've noticed that prices are significantly cheaper than with a Full Driving License.

When using Compare The Market, I'm getting quotes as low as £460 annually compared to that of £2000 for a Full License. Why is it so much cheaper?

I'm assuming that it's so cheap because insurers assume I'll be driving with someone over 21+. However I plan on acquiring my full license within 2 months or so, so will I have to upgrade to a more expensive insurance plan once I get my full license or will I still be able to continue driving on my cheap insurance?
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Blue_Cow
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(Original post by BobbyMalloy)
Hey! I'm planning on purchasing car insurance for a car which my dads purchased for me, whilst I learn how to drive, however I've already done a load of lessons and feel as though I'll be ready in a month or two.

When searching for Car Insurance as a Provisional Driving License Holder I've noticed that prices are significantly cheaper than with a Full Driving License.

When using Compare The Market, I'm getting quotes as low as £460 annually compared to that of £2000 for a Full License. Why is it so much cheaper?

I'm assuming that it's so cheap because insurers assume I'll be driving with someone over 21+. However I plan on acquiring my full license within 2 months or so, so will I have to upgrade to a more expensive insurance plan once I get my full license or will I still be able to continue driving on my cheap insurance?
You need to tell your insurer as soon as you pass that you've obtained a full licence. You can't carry on driving with the cheaper learner driver cover.
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MrCole&Co
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You can get temporary insurance for a month, im sure if you call them up they can offer you 2 months etc.
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IWMTom
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Report 2 years ago
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(Original post by BobbyMalloy)
Hey! I'm planning on purchasing car insurance for a car which my dads purchased for me, whilst I learn how to drive, however I've already done a load of lessons and feel as though I'll be ready in a month or two.

When searching for Car Insurance as a Provisional Driving License Holder I've noticed that prices are significantly cheaper than with a Full Driving License.

When using Compare The Market, I'm getting quotes as low as £460 annually compared to that of £2000 for a Full License. Why is it so much cheaper?

I'm assuming that it's so cheap because insurers assume I'll be driving with someone over 21+. However I plan on acquiring my full license within 2 months or so, so will I have to upgrade to a more expensive insurance plan once I get my full license or will I still be able to continue driving on my cheap insurance?
The minute you pass your test, your insurance policy becomes null and void - you either need to ring them and get a price to upgrade to a full licence, or my preference of doing another quote and finding the cheapest decent provider.
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BobbyMalloy
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Report Thread starter 2 years ago
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Alright I understand now, thanks for your replies guys!
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