Denying any advice given because it isn't what you want to hear, sounds like you've already made up your mind
Ive had the Direct Line Plug-in box for 4 months now. Been doin 80mph in 30 zones 110 on motorway and nothings been said, apart from a bad score on the app😂😬
My colleague is a few months in with this policy and he said they don't give a f***.
But i'll expect him to come in a few months time with a cancelled policy but hey ho who knows
That ive been speeding and they haven’t said anything since im still with them
In reply to Josh and anyone else interested I would say if you are fairly sensible it should be fairly easy to get good scores with Direct Line. The speed score is based on what they call a comparitive speed rather the speed limit. This means if you are at a speed of the general traffic flow e.g. 35ish in 30 zone then you won't lose any score on speed. Where you might lose is on the time of day. If close to rush hour either end of day your score could be lowered. Also if DL deem from their data that a road is higher risk then this lowers scores. However my top tip is that the rolling average score is based on a distance average over time therefore if you do a lot of fairly short low score journeys these can be greatly offset by a nice weekend motorway drive where scores of 95% plus can be easily attained and wipe out those short 50-60% scores. Overall pleased with it and have had no problems with DL calling me or threatening to stop cover. Also the black box module is a very small device that simply plugs in to your diagnostic port near foot well so no hard wired installs. Happy so far but interested to see what discount offered at end of year. Hope this helps.
My partner has been with them 2 years he never once checks his black box score but has had no problems and his insurance goes down each year. He does speed a fair bit to be fair. He likes it
(Original post by IWMTom)
It's a bit stupid to drive above the speed limit when you've got a cheapo telematics policy covering you...
I always drive like 5 miles over speed limit my black box don't care gave me 10/10 everytime
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Last edited by tom123h456; 2 months ago