I want to get a credit card as soon as possible however there are reasons for me to delay.
I am currently with barclays and I want to start up a student account with Santander. However, Santander says that you can only make a student account once your offer is unconditional meaning that I have to wait for after results day.
So my question is, is it worth applying for a credit card at Barclays and then two months down the line cancelling it or should I just wait to make my Santander account to get a credit card?
Also, bonus question: how long should I expect to wait to get a credit card after applying?