Do I have a black box or pay £1,000 more not to have one?

I have been quoted £1300 for a black box with More than Wheels and £2300 with Churchill without a black box. As you can see, the price difference is considerably more without however, I have read a lot of reviews/stories online about how strict black boxes have become. I work full-time and my insurance would be paid monthly therefore it would not make a massive difference to me but if a black box is actually not that bad then £1,000 is better in my pocket then the insurance company. What do you recommend doing and what are your experiences with a black box? Thank you

I have been quoted £1300 for a black box with More than Wheels and £2300 with Churchill without a black box. As you can see, the price difference is considerably more without however, I have read a lot of reviews/stories online about how strict black boxes have become. I work full-time and my insurance would be paid monthly therefore it would not make a massive difference to me but if a black box is actually not that bad then £1,000 is better in my pocket then the insurance company. What do you recommend doing and what are your experiences with a black box? Thank you

Black boxes are okay if you're not a complete d*c*head on the road. And will save you some money. However, I wouldn't recommend black boxes from that company. Perhaps from a more suitable company. Otherwise, if you can, go without a black box.

Yeah, because an emergency stop as a child runs out into the road, or accelerating out the way of a lorry pulling into your lane makes you a ********...

Of course, it is expected that you'd get marked down for those situations. However it is very unlikely that those situations would occur on a regular basis, therefore black box companies tend to treat it as a one off...it wouldn't be an instant cancellation for emergency breaking; as they work on averages...

And to add on, in that lorry situation; usually, you'd need to accelerate for literally a few seconds to get out of the way. 9/10 black box won't even pick it up, as it's not met the distance threshold for it to start recording...

P.s, have you actually ever had a black box policy/black box? Or do you just go off what everyone here says, whenever their policy gets cancelled probably due to their own stupidity.

You really don't know how these magical boxes work on the inside, do you?

I have been quoted £1300 for a black box with More than Wheels and £2300 with Churchill without a black box. As you can see, the price difference is considerably more without however, I have read a lot of reviews/stories online about how strict black boxes have become. I work full-time and my insurance would be paid monthly therefore it would not make a massive difference to me but if a black box is actually not that bad then £1,000 is better in my pocket then the insurance company. What do you recommend doing and what are your experiences with a black box? Thank you