Lie or Not for Bank Account?

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shamensaki
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Basically I went to Barclay bank in my area and told them I wanted a bank account but I am a student in college last year however I told them that I am finishing off around April as I will be done with my course work and gonna do apprenticeship. They told me to just get a normal account as no point of getting a student account so go to their website and fill up a form, get a reference number, bring it to the branch and open up account. When i go to the website its gives me an option of to select whether I am a student or not and when i say yes it tells me to go for student account but is it wise to lie and say no.
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999tigger
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(Original post by waqaspk3)
Basically I went to Barclay bank in my area and told them I wanted a bank account but I am a student in college last year however I told them that I am finishing off around April as I will be done with my course work and gonna do apprenticeship. They told me to just get a normal account as no point of getting a student account so go to their website and fill up a form, get a reference number, bring it to the branch and open up account. When i go to the website its gives me an option of to select whether I am a student or not and when i say yes it tells me to go for student account but is it wise to lie and say no.
Have you worked out what advantage a student account would give you?
Telling lies to banks tends not to be a good idea.
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username2646039
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If you lie to a bank - they can technically ban you from banking with them and then they can into other banks that your a fraud and you will never have a uk bank account again.
Oh yeah and fine you for everything benefit you earned with mega interest and charges
Be a couple
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shamensaki
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(Original post by 999tigger)
Have you worked out what advantage a student account would give you?
Telling lies to banks tends not to be a good idea.
What should I do then because I don't see any benefit in student account and want a normal current account however I am college student who will finish in June but I am working really fast therefore I will finish early like in April and will apply for apprenticeships and stuff so what can i do now.
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shamensaki
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(Original post by Mapleservers)
If you lie to a bank - they can technically ban you from banking with them and then they can into other banks that your a fraud and you will never have a uk bank account again.
Oh yeah and fine you for everything benefit you earned with mega interest and charges
Be a couple
What should i do then
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999tigger
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(Original post by waqaspk3)
What should I do then because I don't see any benefit in student account and want a normal current account however I am college student who will finish in June but I am working really fast therefore I will finish early like in April and will apply for apprenticeships and stuff so what can i do now.
You sounds as though you are under 18, but you are a student. You can put you are a student but I dont think they have a student account just a young persons one. Student accounts are more uni students.
https://www.barclays.co.uk/current-a...rsons-account/

You wouldnt be lying if you said you were a student at the time of application. I think you end up with the same account in terms of Barclays.
Last edited by 999tigger; 1 year ago
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OBaIMA
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Student accounts are for uni students and you’ll need certain ucas information to set one up.
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shamensaki
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(Original post by 999tigger)
You sounds as though you are under 18, but you are a student. You can put you are a student but I dont think they have a student account just a young persons one. Student accounts are more uni students.
https://www.barclays.co.uk/current-a...rsons-account/

You wouldnt be lying if you said you were a student at the time of application. I think you end up with the same account in terms of Barclays.
I turned 18 last November 2018 so I am 18 and not going uni but applying for apprenticeship and the Barclay bank is just confusing me.
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999tigger
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(Original post by waqaspk3)
I turned 18 last November 2018 so I am 18 and not going uni but applying for apprenticeship and the Barclay bank is just confusing me.
Apparently HSBC lets apprentices have real student bank accounts and an £80 Amazon voucher.
https://www.fenews.co.uk/press-relea...ts-apprentices

If you are fixed on Barclays just get a normal account. Overdrafts are the main difference but its best to avoid being in debt.
Last edited by 999tigger; 1 year ago
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shamensaki
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(Original post by 999tigger)
Apparently HSBC lets apprentices have real student bank accounts and an £80 Amazon voucher.
https://www.fenews.co.uk/press-relea...ts-apprentices

If you are fixed on Barclays just get a normal account. Overdrafts are the main difference but its best to avoid being in debt.
Thanks bro but I had a online chat with the Barclay and they said that I can say no to the student question its fine. I can have regular account as a student. Anywyas appreciate the time you took to reply so once again Thank you.
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