The Student Room Group

Credit card, help!

Hello! I want to ask you guys maybe you know better. I am with natwest BANK and they want to give a credit card with 3600£ per year. I have some problems with money now and that credit card will be so good, but I don't know how it works and I don't want to make a mistake.

1. I have to give the money back and how? Monthly?
2. What means a transfer credit card? Like I am allowed to make transfers from tHat card to my debit card? I don t know what to choose there.

Can somebody explain me? Thank you so much people!
with a credit card you have to spend it on your card and make repayments back to the card on a monthly basis. you need to make the minimum payment or more and on time -otherwise it can affect your credit score and accrue interest
Reply 2
And do you have Any idea how much you repay back?
it depends how much you spend and can be different for every card, you'll have to ask the company or check the terms of the card
Reply 4
Oh, okay! Thank you!

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