Anonymous #1
#1
Report Thread starter 7 months ago
#1
Hey guys anyone know any reliable/decent short term loan companies or payday lenders? Needing money ASAP urgently till student loan comes in on April 29th. Thank you in advance for any help!
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Sammylou40
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#2
Report 7 months ago
#2
Sorry I don’t
Have you spoken to your bank about overdrafts? Do you have a credit card?
Will your parents lend you something?
Even for a month a payday loan is extortion
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999tigger
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#3
Report 7 months ago
#3
(Original post by Anonymous)
Hey guys anyone know any reliable/decent short term loan companies or payday lenders? Needing money ASAP urgently till student loan comes in on April 29th. Thank you in advance for any help!
University student hardship fund, Student Union for very small loans, bank OD, Bank of mum and dad. Sell stuff. Get a pt job.

If you go with payday lenders, then you are asking for trouble.
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Toonstudent
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#4
Report 7 months ago
#4
Thanks for the reply, overdraft is maxed out currently.. this was a last resort quick option
(Original post by Sammylou40)
Sorry I don’t
Have you spoken to your bank about overdrafts? Do you have a credit card?
Will your parents lend you something?
Even for a month a payday loan is extortion
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Sammylou40
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#5
Report 7 months ago
#5
How much do you need and for how long?
Can you not ask your parents? If they can’t afford to give you it maybe they could lend it short term.
Or other family?
Maybe a few friends could lend a bit each?
Please explore other options before payday loans.
(Original post by Toonstudent)
Thanks for the reply, overdraft is maxed out currently.. this was a last resort quick option
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Toonstudent
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#6
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#6
About 350/400 till student comes in, don’t really like asking family or friends which is why I’m in a pickle here. Thanks for the reply btw!
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Sammylou40
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#7
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If things are so tough then I really think you should ask your parents. We all need some help every now and then, whatever age we are. I think they would be disappointed that you got a payday loan instead of asking
(Original post by Toonstudent)
About 350/400 till student comes in, don’t really like asking family or friends which is why I’m in a pickle here. Thanks for the reply btw!
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JackBAlan
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#8
Report 7 months ago
#8
Whatever you do try very hard to avoid pay-day lenders. Your uni hardship might be able to help or you may be able to extend your interest free overdraft. You may also find a 0% interest credit card offer for 18 months (look on uk hot deals) but should not develop the habit of using it. Payday loans are the last thing you want to be using if you have already maxed out your overdraft. Good luck!
(Original post by Toonstudent)
About 350/400 till student comes in, don’t really like asking family or friends which is why I’m in a pickle here. Thanks for the reply btw!
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Ajdacosta95
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#9
Report 7 months ago
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If you do find out a decent payday loan let me know, I need to pay my rent and my phone bill, I’ll happily work full time in the summer to pay off big chunks, it’s just finding a good loan with the ability to accept a friend as a guarantor and a decent apr rate
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AzureCeleste
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#10
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(Original post by Toonstudent)
About 350/400 till student comes in, don’t really like asking family or friends which is why I’m in a pickle here. Thanks for the reply btw!
Why so much? Is this just daily living costs? Cause that seems very high if you're tight for money
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dylantombides
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#11
Report 7 months ago
#11
I know a few referral schemes than can get you about £200 - little bit of effort but still pretty easy money. Give me a private message if interested.
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nabs0907
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#12
Report 4 weeks ago
#12
(Original post by Anonymous)
Hey guys anyone know any reliable/decent short term loan companies or payday lenders? Needing money ASAP urgently till student loan comes in on April 29th. Thank you in advance for any help!
Why payday loans? Is your credit rating poor?
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