Cost of car insurance.... Whats yours?! Watch

Steeps
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#41
Report 11 years ago
#41
~£70 to add my name to my mums policy. Bargain.

Looking at £600-800 to get my own for a 2ltr car, still hunting!
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TJH89
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#42
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#42
(Original post by Steeps)
~£70 to add my name to my mums policy. Bargain.

Looking at £600-800 to get my own for a 2ltr car, still hunting!
Which 2 litre car?? I doubt you'll get a policy that decent, although it depends how old you are.

I want to get one eventually (a Subaru Impreza WRX ) but I'm waiting until I've finished uni and got a proper job before I go looking, as they cost loads with an £8-£11K list price for an '03 model and group 19 for insurance
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M15T3R CH4RL35
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#43
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#43
Car Insurance is a joke until you're about 25.
Motorcycle insurance is much cheaper tho, probably because if you crash there is a chance you will no longer be a danger to the roads in the future because you will be dead.

My next door neighbour pays £240/yr for his 125cc (stil a learner) but wil buzz along at 65mph all day, and he also has 3 points on his licence!

Talking about insurance on 2ltr cars, have you seen the prices of the Fiat Coupe 2.0 20v turbos quoted on msn uk?

£1600 is a bloody bargain - because of costly insurance premiums maybe?
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Bavarian Motor Works
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#44
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#44
Quite a bit, not too much on a fleet
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jodie_lee
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#45
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#45
I'm 18, passed Feb 2007.

Have a 1.2(I think) 07 plate Clio, was new when I got it.

£500 for first 6months, but then my insurance company gave me 1 year NCB.
£700 for the next year.
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princess_sue
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#46
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#46
Golf GTI at 17 (female) £2400 new driver! After 1 year £2000, after 2 years £1400. Just bought a Punto and that was £614. (All prices fully comp)
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Steeps
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#47
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#47
(Original post by TJH89)
Which 2 litre car?? I doubt you'll get a policy that decent, although it depends how old you are.

I want to get one eventually (a Subaru Impreza WRX ) but I'm waiting until I've finished uni and got a proper job before I go looking, as they cost loads with an £8-£11K list price for an '03 model and group 19 for insurance
Ford mondeo 04 reg, both petrol and diesel came in at ~700 for me, 21, student, 0NCB. group 8-11.
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claireythepinkfairy
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#48
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#48
about £480 for me and my mum to be named driver on my dads policy for R reg citroen saxo, 3rd party. im still learning so my dad drives it much more than me, hence is policy holder.

my mum and dad are buying a year old fiat punto grande at the moment and the inusurance for just my mum and dad, with dad main driver, fully comp will only be about £110 because of my dad ncb. if you add me into the equation it jumps up to about £425.
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prodriven
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#49
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#49
(Original post by ch0c0h01ic)
There is a BIG difference between paying £600 and £1.5+K a year on insurance, sure, NCB is going to save you a bit of money over time. But once you hit 21 your premiums are going to go down anyway, especially if you have no points and haven't made any claims, then taking out your own policy, the savings are going to be negliable compared to being the main driver all along.
Well, I did the calculations and I am much better off for it now. I'm 21, 4 years NCB (which is now protected) meaning I can get insured on a VX220 turbo for £850/year fully comp. When my friends are still paying £1k+ for focus' and the like, just because they have none, or only a couple of years NCB. You only get a small drop in premium when your 21, its nothing like people think it will be.
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moh89
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#50
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#50
i have been looking at quotes for a corsa and the best i could find was with direct line at £2,722.10 and the most expensive with RAC £5,076.20..
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iv22
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#51
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#51
£740 full comp on my Ford Mondeo. Had 4 years NCB.
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ride_a_surfer
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#52
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#52
i pay £300 a year and im 18 - drive a 1.3 clio
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Steeps
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#53
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#53
There we go, now officially paying £612.65 from elephant for my Nissan Almera 1.5 fully comp 10k miles commuting/leisure and european cover. 21yrs 0 NCB.
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RDS
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#54
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#54
fiat punto 1.2
1 year no claims
£900 fully comp with direct line

i think you are looking at £1300-£1500

try direct line, they are really good
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Bavarian Motor Works
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#55
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#55
Know someone paying 3 grand insurance for a yaris :O
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Spotty Dog
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#56
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#56
(Original post by inam)
woah guys, u lot pay a lot for crappy cars like a micra without any dinity. My elder bro (18) got insured on the family 2003 Ford Focus 1.8 TDCI Ghia, 3rd driver after mum nd dad. Dad had 9 years ncb! he was only paying £1200!! trust me it was worth it, love it when he puts his foot down, and the corners oof lol, it is amazing man! so much pickup and power from a turbo diesel! looking to get myself insured on it when i done my test.
Yeah, that's because he's third driver. Run his name through a comparison website for the same car as you've mentionned as policy-holder and you'll see why we all drive 'crappy cars' - Because we enjoy not actually paying more a month in car insurance than we paid for the car.

(For the record, my first car for £500 so therefore, I could have bought two of them for one month of your brothers car insurance...) EDIT; My bad, read your post wrong.
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xbabydollx
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#57
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#57
i paid 1170 for the 1st year for a honda civic 1.5, for the 2nd year its £840.
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joey123
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#58
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#58
I pay 2000 for my first year.
fully comp on my own policy Fiat GPS
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suze0811
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#59
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#59
£1000ish a year on a 1.6 mini one fully comp in my mums name, me and my dad named drivers.
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samie
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#60
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#60
Rover 214 SI

1st year - £1750ish :mad: this was after i done pass plus...without it the cheapest was £2200!! wtf?
2nd year - £850ish
3rd year - £550ish

All TPFT in my name !!
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