Can I take out an overdraft with a bad credit score Watch

Anonymous #1
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Report Thread starter 5 days ago
#1
So I have default (mobile phone) on my credit report as well as other passed with payments.

Is it possible with a bad credit score I can take out an overdraft with my bank?
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JamesManc
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#2
Report 5 days ago
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Its unlikely - but just try and see what's the worst that can happen? They say no. I have an average credit score and my bank (halifax) wouldn't give me one.
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Traceyphillips
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I think you should focus on getting a better score before you lend money. Every loan/overdraft etc. will be better if you do so as the interest will be better percentages.
Personally I think the best way to improve it would be to use a credit card on your transactions and then put instantly send the money back into the credit card using your debit card.
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