Gym Membership Watch

travelcollegeguy
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If I get a gym membership but never turned up throughout my membership would i be able to renew my contract and would it affect my credit rating
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BurstingBubbles
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(Original post by travelcollegeguy)
If I get a gym membership but never turned up throughout my membership would i be able to renew my contract and would it affect my credit rating
Going to the gym or not with a membership doesn't really make a difference. If you renew it, as long as you have enough money in your account, this shouldn't affect it. If anything, having a direct debit/regular payment and having enough money to pay for that, can improve your credit rating - as it shows you can have regular payments going out and you can afford that. However, if you're not using your membership, why bother wasting the money? Perhaps use that money for something else e.g. a mobile phone contract, magazine subscription etc.
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