What do you spend your wages on? Watch
My first wage went 1/3 in savings, money for car things, food, board for parents and a pair of headphone & moisturiser LOL
Oh yes a little bit of self indulgence. Clothes, lingerie.
but those days are long behind me, it's now mostly bills and food :/
Everything else above £10 goes on the credit cards.
I've been working since I was 16 and I still live at home. I'm not a big spender at all - I dislike spending money unless I really need to! :P I keep a monthly log of my incomings and outgoings and make sure I always have more coming in than going out. I only ever have more going out than in near the Christmas period.
You seem very well organised. Your not an accountant by any chance are you?
As they have a dislike for spending money lol.
Random things I think are cool or useful. I try not to go over £200 a month on random **** lol.
not worth it imo
my smartphone cost me 60 quid, it was 3g internet, it has andriod, it has a decent camera, it can make and recieve calls, it doesn't look dated
that's all you need basically.
i'm surprised at 3G though, it's faster than my old 4g smartphone.. ?