Would you have been able to afford to go to uni if Government-backed loans weren't th Watch

EtonWorldDoppler
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It's all Tony Blair's fault.

I went to uni many years ago (under a decade ago) and graduated. I certainly wouldn't have been able to afford it. But the grades were achieved (anybody of average intelligence can achieve the grades) and there was the Student Loans Company (just received a loan statement confirming I owe 30 grand).

I'm thinking that if Government-backed student loans didn't exist, many people would have either not gone to uni or they would have worked for a year or two or three and then started uni later.

Would you have been able to go to uni/not gone at all?
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Neurocandid
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In all honesty they didn’t have to raise the fee to 9K in the first place. Certainly there would have been a means even though not particularly pleasant
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EtonWorldDoppler
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(Original post by Neurocandid)
In all honesty they didn’t have to raise the fee to 9K in the first place. Certainly there would have been a means even though not particularly pleasant
But even before then. I myself started uni before the fee rises and if it hadn't been for the Government-backed student loans from. The Student Loans Company, I really wouldn't have been able to afford to go to uni at that point in time...
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DoritoEvie
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Absolutely not. I can't even get a loan now, so scholarships it is.. :-p
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AngryRedhead
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Probably not, although I might be able to afford the fees if the lectures were arranged in such a way I could work full time around them
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EtonWorldDoppler
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(Original post by DoritoEvie)
Absolutely not. I can't even get a loan now, so scholarships it is.. :-p
What do you mean you "can't even get a loan now"?

If I remember correctly, tuition fee loans are guaranteed, right, whatever the casei and is maintenance loans and grants which are income-based, no? Or is that no longer the case?
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DoritoEvie
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(Original post by EtonWorldDoppler)
What do you mean you "can't even get a loan now"?

If I remember correctly, tuition fee loans are guaranteed, right, whatever the casei and is maintenance loans and grants which are income-based, no? Or is that no longer the case?
Well as an EU student I can't apply for a loan in the UK I'm pretty sure. You have to be a resident for 5 years or something beforehand so that you can, in my case unfortunately I've not been living here that long so I wasn't eligble.
Last edited by DoritoEvie; 1 month ago
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EtonWorldDoppler
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(Original post by DoritoEvie)
Well as an EU student I can't apply for a loan in the UK I'm pretty sure. You have to be a resident for 5 years or something beforehand so that you can, in my case unfortunately I've not been living here that long so I wasn't eligble.
Oh, I see.
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aleksveneva97
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(Original post by DoritoEvie)
Well as an EU student I can't apply for a loan in the UK I'm pretty sure. You have to be a resident for 5 years or something beforehand so that you can, in my case unfortunately I've not been living here that long so I wasn't eligble.
I'm pretty sure that's not true. I'm an EU student myself and applying for Masters for 20/21 entry. I've done my research and I can confirm you can apply for a government loan. Check the government website
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gjd800
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Nope
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Vinny C
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Yep... just earn under 24k pa and they leave you alone. That is well quids in here!
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williamho
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the tuition fee at GBP 9000 per year is downright disgusting. And I expect the fee will continue to go higher and higher in the near future.

By the time, the degree graduates leaves university. They will be burden with a large debt. Master Degree ? Very difficult.

Is this what the UK Government really wants ? Good quality graduates with a massive debt each?
Back to the old times, when the rich can afford education.
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Admit-One
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The repayments are usually geared so it isn’t as much of a burden as traditional borrowing.

I still owe about 25k from 15yrs ago. I live quite comfortably but there’s no chance at all that I’ll repay it before I retire. I don’t worry about and I don’t even really think of it as a debt.

And to answer the original question, no chance I could have gone to Uni whatsoever without the student loan.
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Alisha300
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100% not!
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