2 separate insurances on one car or joint insurance? Watch

thebubus
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#1
Report Thread starter 3 weeks ago
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Hello, I am 24 and just passed my exam . My GF(22) has a car and I wonder if I should put my name on her insurance or if I should get a separate insurance on my name but her car. Thank you
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mollymooxxx
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Report 3 weeks ago
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it depends if you want to share insurance liability
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thebubus
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Report Thread starter 3 weeks ago
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(Original post by mollymooxxx)
it depends if you want to share insurance liability
I dont think so, if possible if I get in accident I would like to cover it on my insurance and not to bother hers. If that makes sense.
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mollymooxxx
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(Original post by thebubus)
I dont think so, if possible if I get in accident I would like to cover it on my insurance and not to bother hers. If that makes sense.
then i would get separate insurance to stop any drama just have a look round all the insurance policies first
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IWMTom
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(Original post by thebubus)
Hello, I am 24 and just passed my exam . My GF(22) has a car and I wonder if I should put my name on her insurance or if I should get a separate insurance on my name but her car. Thank you
You cannot have two separate policies of the same level of cover on the same vehicle - this is against all insurers terms and conditions.
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thebubus
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Thank you, how should I proceed with this then? Any advice?
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IWMTom
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(Original post by thebubus)
Thank you, how should I proceed with this then? Any advice?
Either become a named driver on the vehicle or get temporary insurance as and when you wish to drive it.
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