Is it normal for my insurance quote to be over £3000? Watch

RussX
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#1
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I just passed my test last Friday and when I was looking up a quote for a Ford Fiesta Zetec Climate, most of it was over 3 grand. Is this normal for it to be this expensive? I am an 18-year-old man but I live in an area that is not filled with too much crime.

Could you suggest any insurance providers that give it for cheaper?
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londonmyst
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Yes.
The £3-£5k range is normal for teenage males who have just passed their driving test.
It is likely to be somewhat cheaper if you share a car with one of your parents and are added to their insurance as an additional driver, instead of buying/leasing a car of your own.
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StriderHort
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It's steep but as a new AND young driver, pretty 'normal'. Your insurer might have a different view of the areas crime and any of the 101 other things they base the quote on....without knowing your entire life story (and being an experienced underwriter) no one else can really guess a price for you.

Have you tried all the standard footering about with the quote? Changing mileage, named drivers, car ect. My first quotes for a Clio were all huge but it was just Clio's they hated, not me, I could insure almost anything else far cheaper.
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nevershear
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Normal is diff for everyone else, I paid that for my first 2 years, now I pay £700.
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Sammylou40
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(Original post by StriderHort)
It's steep but as a new AND young driver, pretty 'normal'. Your insurer might have a different view of the areas crime and any of the 101 other things they base the quote on....without knowing your entire life story (and being an experienced underwriter) no one else can really guess a price for you.

Have you tried all the standard footering about with the quote? Changing mileage, named drivers, car ect. My first quotes for a Clio were all huge but it was just Clio's they hated, not me, I could insure almost anything else far cheaper.
They’re all different.
We bought my son a Clio for his first car because it came out cheapest at 1300 fully comp
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RogerOxon
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(Original post by RussX)
I just passed my test last Friday and when I was looking up a quote for a Ford Fiesta Zetec Climate, most of it was over 3 grand. Is this normal for it to be this expensive? I am an 18-year-old man but I live in an area that is not filled with too much crime.

Could you suggest any insurance providers that give it for cheaper?
If you are tempted to get a black box policy (typically cheaper), make sure that you understand the potential issues.
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Kyxng
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If I had these types of quotes I wouldn’t even bother driving... I passed well into my 20s and pay like 700 per year.
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StriderHort
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(Original post by Sammylou40)
They’re all different.
We bought my son a Clio for his first car because it came out cheapest at 1300 fully comp
Yeah it'll all change, and I v much doubt all the insurers use the same risk assessments/data.

For me they just hated the damn Clio...Fiesta, Corsa, Civic, Sodding Jaguars, all cool, Clio? fk no, you can't have one :rolleyes:
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LTEcactus
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(Original post by RussX)
I just passed my test last Friday and when I was looking up a quote for a Ford Fiesta Zetec Climate, most of it was over 3 grand. Is this normal for it to be this expensive? I am an 18-year-old man but I live in an area that is not filled with too much crime.

Could you suggest any insurance providers that give it for cheaper?
Have you compared it to other cars, as that sounds quite steep tbh, maybe try a Fiesta without the climate control?
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biggyK
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For me it’s £1800 but then it’ll likely come down to £1500 at renewal. Rip off but what can you do?
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