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Do you have a smartwatch already?
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If so, what does the Apple Watch 5 do that your current one does not?
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If not, what sort of value do you think you'd get out of a smartwatch, and specifically the Apple Watch 5?
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Are those benefits unique to the Apple Watch 5, or can they be found elsewhere at a lower cost.
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Do you have the money to spend?
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If so, what else could it be spent on? Would those other things improve your life more, or provide more value than a smartwatch?