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I need help im a convicted driver looking for insurance

Im 17 and i have 3 convictions on my license due to the stupid and dangerous choices I made when i was youngerConvictions codes areLC20IN10DD40Anyone had a similar experience to mine?Im really struggling to get quotes and i need a car for workSomeone please help
For anyone that can't be bothered to look them up:
LC20 - Driving otherwise than in accordance with a licence
IN10 - Using a vehicle uninsured against third party risks
DD40 - Dangerous driving

I don't drive, so I can't really help. You're still very young, and the legal age to drive is 17, so I doubt you'll have much luck convincing people that you've learned from your mistakes.
Original post by Rahim_459
Im 17 and i have 3 convictions on my license due to the stupid and dangerous choices I made when i was youngerConvictions codes areLC20IN10DD40Anyone had a similar experience to mine?Im really struggling to get quotes and i need a car for workSomeone please help

I'm glad that you've learnt from your mistakes. Unfortunately for you, I suspect that the consequences of your actions will continue for several years. There won't be much competition for your business, so you're going to have to take what you can get, at least for a while.
Unfortunately, and as I'm sure you're realising, those are some pretty serious driving convictions to have from an insurer's perspective - especially DD40 and IN10. Combined with your age, I doubt you'd get any mainstream insurer to cover you. Fortunately, all of them only remain on the record for four years, so if it is at all practicable, your best bet might be to wait for them to expire, depending how long ago you received them (and I write all this on the assumption that your disqualification period is over).

If you can't wait, you could try phoning up a few standard insurers to ask for a quote, but most will probably refuse to quote. (You almost certainly won't get any quotes online, so on the phone is a better bet.) You'll probably need to start looking for specialist high-risk insurers and brokers. Bear in mind that for high risk, the insurers will want high reward, so you'll have very pricey premiums. Google "convicted driver insurance" or "in10 car insurance" and you should see plenty of brokers - I won't try and recommend any, but that should be a good starting point for your search. Be prepared to phone and explain your situation, too, as online tools are still unlikely to be much use for you.

Unfortunately, if that route doesn't work or if you don't have £5000+ spare for your insurance premium, you'll be back to plan A: wait for the convictions to expire. Insurers are wary enough of young drivers with a spotless record, and sadly yours is not that!
(edited 3 years ago)
Original post by Rahim_459
Im 17 and i have 3 convictions on my license due to the stupid and dangerous choices I made when i was youngerConvictions codes areLC20IN10DD40Anyone had a similar experience to mine?Im really struggling to get quotes and i need a car for workSomeone please help

No cheap way to get insurance with convictions like that. What prices are you looking at?

Closing your other duplicate thread, please don't double post :yy:
Reply 5
Original post by RoyalSheepy
No cheap way to get insurance with convictions like that. What prices are you looking at?

Closing your other duplicate thread, please don't double post :yy:

Ive been quoted £7k😬 sorry didnt realise i posted twice
Thank you
Reply 6
Ban ended last year march and i passed my test in february this year
I got the convictions in 2017
Original post by Rahim_459
Ive been quoted £7k😬 sorry didnt realise i posted twice
Thank you

Have you tried any companies that specialise in dealing with convicted drivers?
Reply 8
Original post by RoyalSheepy
Have you tried any companies that specialise in dealing with convicted drivers?

Ive found some so im going to call them up tomorrow
thanks for your help everyone!
Reply 9
Original post by Rahim_459
Ive been quoted £7k😬 sorry didnt realise i posted twice
Thank you

I don't see it being much cheaper than that until the points drop off your record. Perhaps you're not suited to driving - stick to the push bike.

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