Anonymous #1
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Report Thread starter 4 days ago
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Hey I’m looking forward to going uni next year (I’m staying home) and I was wondering what’s it like at uni, do you feel ‘free’ and independent in a sense ?
Secondly the question about student finance (loans) , how does it work? Is everyone eligible? How much and how often are you paid? And is there anything specific for you to commit this money to or is it to keep in the mean time so you can pay back your uni fees over time?

Any help would be appreciated thanks in advance )
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Coventry University Student Ambassadors
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Report 4 days ago
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Hi,

That is a fair question! Commencing University was a massive milestone for me! I was in a different position as an international student but even if you plan to stay at home, I think University will give you some independence. University emphasises an individual work. It is now your responsibility to do your reading, prepare for seminars, read extra materials to ensure you have a good understanding. At Coventry University all the staff is very helpful but I think taking initiative is a key to benefit from it - you are independent but also responsible for your degree. I think there is also a lot of independence around the extracurricular activities and your priorities - you are free to join any activity you want or prioritise anything you want!

In terms of student finance, the maintenance loan depends on your family income so that will be different for everyone.

I hope you find it well! If you have any other questions, please feel free to ask us!

Kind regards,

Monika
LLB International Law
Coventry Campus
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Anonymous #1
#3
Report Thread starter 4 days ago
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(Original post by Coventry University Student Ambassadors)
Hi,

That is a fair question! Commencing University was a massive milestone for me! I was in a different position as an international student but even if you plan to stay at home, I think University will give you some independence. University emphasises an individual work. It is now your responsibility to do your reading, prepare for seminars, read extra materials to ensure you have a good understanding. At Coventry University all the staff is very helpful but I think taking initiative is a key to benefit from it - you are independent but also responsible for your degree. I think there is also a lot of independence around the extracurricular activities and your priorities - you are free to join any activity you want or prioritise anything you want!

In terms of student finance, the maintenance loan depends on your family income so that will be different for everyone.

I hope you find it well! If you have any other questions, please feel free to ask us!

Kind regards,

Monika
LLB International Law
Coventry Campus
Thanks alot this was very helpful )
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Emily5243
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Report 4 days ago
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(Original post by Anonymous)
Hey I’m looking forward to going uni next year (I’m staying home) and I was wondering what’s it like at uni, do you feel ‘free’ and independent in a sense ?
Secondly the question about student finance (loans) , how does it work? Is everyone eligible? How much and how often are you paid? And is there anything specific for you to commit this money to or is it to keep in the mean time so you can pay back your uni fees over time?

Any help would be appreciated thanks in advance )
I definitely felt more independent when I went to uni although I moved into student halls so I don't know what it would have been like of I stayed at home but I imagine you will feel more independent.
You will be eligible for the full cost of your tuition covered by student finance. This money won't ever be in your possession - it goes straight from the government to your uni. For maintenance loan, this depends on your household income (usually parental income) so the more your parent earn, the less money you get. You get paid at the start of each term so around late september/early october, january and april. This money usually goes towards accommodation, food, travel, socialising, etc. Although you can do whatever you want with the money.
You start paying the loans back after you finish your course and only if you earn over the threshold which I believe is about £25000 per year (although I'm not entirely sure). You pay back 9% of whatever you earn over that threshold. So, if you were to earn £30000 per year, you would pay 9% of £5000 per year. If you haven't payed it all back after 30 years, it is written off and you don't have to pay any more. You can opt to pay more than 9% but it's not usually recommended as most people don't end up paying it all back anyway.
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Anonymous #1
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(Original post by Emily5243)
I definitely felt more independent when I went to uni although I moved into student halls so I don't know what it would have been like of I stayed at home but I imagine you will feel more independent.
You will be eligible for the full cost of your tuition covered by student finance. This money won't ever be in your possession - it goes straight from the government to your uni. For maintenance loan, this depends on your household income (usually parental income) so the more your parent earn, the less money you get. You get paid at the start of each term so around late september/early october, january and april. This money usually goes towards accommodation, food, travel, socialising, etc. Although you can do whatever you want with the money.
You start paying the loans back after you finish your course and only if you earn over the threshold which I believe is about £25000 per year (although I'm not entirely sure). You pay back 9% of whatever you earn over that threshold. So, if you were to earn £30000 per year, you would pay 9% of £5000 per year. If you haven't payed it all back after 30 years, it is written off and you don't have to pay any more. You can opt to pay more than 9% but it's not usually recommended as most people don't end up paying it all back anyway.
Oh thanks a lot that’s really helpful information
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