Insurance for 17 and 18 year olds under £1000 ??

Watch
This discussion is closed.
HCooper
Badges: 1
Rep:
?
#1
Report Thread starter 12 years ago
#1
Right, this is for people who are 17 and 18 whos insurance is under £1000, hopefully anyone can help, thanks x
0
Cheshire_Tom
Badges: 0
Rep:
?
#2
Report 12 years ago
#2
Mine would have been if I didnt buy a different car.
0
Syntax Terrier
Badges: 5
Rep:
?
#3
Report 12 years ago
#3
Petrol powered pushbikes or mopheds would be a common way.
0
Saraaaa!
Badges: 0
Rep:
?
#4
Report 12 years ago
#4
Skateboard.
1
Saraaaa!
Badges: 0
Rep:
?
#5
Report 12 years ago
#5
On a more serious note; check out http://www.youngmarmalade.co.uk/home.php
0
chooklet
Badges: 0
Rep:
?
#6
Report 12 years ago
#6
Mines £400 something with elephant insurance. However, that is just added onto my Dad's car. I don't know if your own individual car would be more? I shopped around and elephant.co.uk were by far the cheapest.
0
ILILILILIL
Badges: 1
Rep:
?
#7
Report 12 years ago
#7
Is that even possible for a male?
0
Dave13
Badges: 8
Rep:
?
#8
Report 12 years ago
#8
If you're looking to put the policy under your name then I'd be amazed if you find anything of that level. When I looked into that I was 17 with an old banger and the cheapest I could find was £1400.

If you have someone else - such as a parent - with a decent history as far as claims/convictions go get them involved in it even if they aren't driving the car and it will bring the price down a bit - I got mine's down to about £600 off of a price comparison website of some sort, think it ended up being admiral but I would need to double check that if you wanted to know for sure.
0
jack252
Badges: 0
Rep:
?
#9
Report 12 years ago
#9
(Original post by HCooper)
Right, this is for people who are 17 and 18 whos insurance is under £1000, hopefully anyone can help, thanks x

Its not possible in todays market, especially for a male. The insurance companies group you as a male (bad) and a new driver (bad) and an inexperienced driver (bad)

so you're buggered from all angles mate.
welcome to the world of motoring =]
0
daniel_williams
Badges: 15
#10
Report 12 years ago
#10
i had my '96 fiat brava (1.4 Sx - group 7 insurance) in my own name insured fully comp for £808 in the year i was learning. and its been falling ever since.

and now i'm 20 i've got insurance at £680 for a 1.6 ford focus 54 reg. so it is possible to get cheaper insurance, you just have to make a lot of phone calls and play 2 companies off one another.
0
Cheshire_Tom
Badges: 0
Rep:
?
#11
Report 12 years ago
#11
(Original post by Rehehelly)
Is that even possible for a male?
If you are 18 with 1yr NCB in a small car, then yes. After a year of driving, I bought a car with well over twice the power of my first one but my insurance still went down by £700 after getting 1 year no claims.
0
Roobagnall
Badges: 13
Rep:
?
#12
Report 12 years ago
#12
im on my mums incurance, and shes got an advance driving course certificate so its not too bad...

My real dad pays for it, and i dont want to know how much it is...
0
WelshBluebird
Badges: 16
Rep:
?
#13
Report 12 years ago
#13
in your own name, for your first year of driving, then no chance.
If your adding onto your parent's policy, or you have a year NCB, then yes it is possible.
0
DancinBallerina
Badges: 20
#14
Report 12 years ago
#14
Ok im not 17, 18, but best thing you can do is just ring around and shop online. Also although people say pass plus is a waste of money, I found it a great help to my first insurance - so maybe look into that as well!!
0
robotic_dancer
Badges: 8
Rep:
?
#15
Report 12 years ago
#15
im 18 and a guy and its 120 on my mums focus 1.6 automatic full comp
1
Minardi
Badges: 12
Rep:
?
#16
Report 12 years ago
#16
Drive something that isn't a 1.1 city car. That just screams boy racer accident to insurance companies.

Get something that insurance companies don't expect 17 year olds to drive. Old Diesel mid range cars is a good example. Pug XUD's can be insured for peanuts, i'm told.

And run on chip fat
0
kamie
Badges: 10
Rep:
?
#17
Report 12 years ago
#17
If you've got an old banger, just go for Third Party Fire and Theft, Mine was about 900 I think with Direct Line.
0
DirtyHarry
Badges: 3
Rep:
?
#18
Report 12 years ago
#18
(Original post by Minardi)
Drive something that isn't a 1.1 city car. That just screams boy racer accident to insurance companies.

Get something that insurance companies don't expect 17 year olds to drive. Old Diesel mid range cars is a good example.
Pug XUD's can be insured for peanuts, i'm told.

And run on chip fat
That only goes so far though.

The bottom line is, even if it is an old man's car, if it's got a decent amount of power behind it then it'll cost a fair bit to insure.
0
JC.
Badges: 19
Rep:
?
#19
Report 12 years ago
#19
My first years premium was around £700.
Triumph spitfire 1500 (1.5 litre Convertible)
0
jam_man
Badges: 0
Rep:
?
#20
Report 12 years ago
#20
(Original post by DirtyHarry)
That only goes so far though.

The bottom line is, even if it is an old man's car, if it's got a decent amount of power behind it then it'll cost a fair bit to insure.
You'd be suprised, with endsliegh, I got a quote for a 2000 corsa 1ltr 3 cyl and it came to around £1000, at the same time the guy on the phone done it for the car I decided to buy - a Citroen Xantia XUD 1.9 TurboD LX (running on chip fat too!) "That will be £1100 sir." It was an easy choice :yep: Still saving money as the corsa was worth twice as much an the Xant!

EDIT: though this was with 1 yrs NCB
0
X
new posts
Back
to top
Latest
My Feed

See more of what you like on
The Student Room

You can personalise what you see on TSR. Tell us a little about yourself to get started.

Personalise

Current uni students - are you thinking of dropping out of university?

Yes, I'm seriously considering dropping out (47)
15.93%
I'm not sure (8)
2.71%
No, I'm going to stick it out for now (101)
34.24%
I have already dropped out (4)
1.36%
I'm not a current university student (135)
45.76%

Watched Threads

View All