Any support for paying postgraduate course? Urgent!

Watch
WelshStudent1212
Badges: 2
Rep:
?
#1
Report Thread starter 4 weeks ago
#1
I've started my postgraduate course this year, and was misinformed on how the payment plans work. Initially being confused, I rang up Student finance Wales to be explained on how it works. The woman I spoke to said "You are meant to pay with your loan, but you don't have to" with no additonal information, so I took that as that it's pretty much similar to undergraduates, and that it is encouraged to pay and not essential. I'm assuming because of covid I did not recieve an email of my invoice until this month, finding out that I should have already paid for the first two units, and now that I have no spare money, I am more than likely going to be cut off from the course. I feel like this was unfair and now I am worried because the loan was going to cover my rent and living for the rest of the year, and I really want to complete the course I am on, especially considering I have already completed some of the work. I was just wondering if anyone knows of any support, charities or funding other than the day to day funding that I can access and apply for? The university said due to a backlog of work because of covid, I should of been cut off from the course by now and probably have within a week to figure something out.

I really do not want to leave the course and be forced to quit. I can find a part time job, next payment put aside some of the loan, but really I need to find help with paying the first term. I'm really hoping someone can help me in some way as soon as possible, I would rather not starve and be forced out of my accommodation
Last edited by WelshStudent1212; 4 weeks ago
0
reply
MindMax2000
Badges: 16
Rep:
?
#2
Report 4 weeks ago
#2
I haven't tried it, but consider looking at the following:



Consider reading the following: https://www.savethestudent.org/stude...olarships.html
2
reply
Bee.forbee
Badges: 6
Rep:
?
#3
Report 4 weeks ago
#3
(Original post by WelshStudent1212)
I've started my postgraduate course this year, and was misinformed on how the payment plans work. Initially being confused, I rang up Student finance Wales to be explained on how it works. The woman I spoke to said "You are meant to pay with your loan, but you don't have to" with no additonal information, so I took that as that it's pretty much similar to undergraduates, and that it is encouraged to pay and not essential. I'm assuming because of covid I did not recieve an email of my invoice until this month, finding out that I should have already paid for the first two units, and now that I have no spare money, I am more than likely going to be cut off from the course. I feel like this was unfair and now I am worried because the loan was going to cover my rent and living for the rest of the year, and I really want to complete the course I am on, especially considering I have already completed some of the work. I was just wondering if anyone knows of any support, charities or funding other than the day to day funding that I can access and apply for? The university said due to a backlog of work because of covid, I should of been cut off from the course by now and probably have within a week to figure something out.

I really do not want to leave the course and be forced to quit. I can find a part time job, next payment put aside some of the loan, but really I need to find help with paying the first term. I'm really hoping someone can help me in some way as soon as possible, I would rather not starve and be forced out of my accommodation
Have you got in touch with the university to tell them your situation? There are generally help funds/bursarys for students in this situation. There's also your local citizens advice bureau you could turn to for advice!
Last edited by Bee.forbee; 4 weeks ago
2
reply
PhoenixFortune
Badges: 21
Rep:
?
#4
Report 4 weeks ago
#4
(Original post by WelshStudent1212)
I've started my postgraduate course this year, and was misinformed on how the payment plans work. Initially being confused, I rang up Student finance Wales to be explained on how it works. The woman I spoke to said "You are meant to pay with your loan, but you don't have to" with no additonal information, so I took that as that it's pretty much similar to undergraduates, and that it is encouraged to pay and not essential. I'm assuming because of covid I did not recieve an email of my invoice until this month, finding out that I should have already paid for the first two units, and now that I have no spare money, I am more than likely going to be cut off from the course. I feel like this was unfair and now I am worried because the loan was going to cover my rent and living for the rest of the year, and I really want to complete the course I am on, especially considering I have already completed some of the work. I was just wondering if anyone knows of any support, charities or funding other than the day to day funding that I can access and apply for? The university said due to a backlog of work because of covid, I should of been cut off from the course by now and probably have within a week to figure something out.

I really do not want to leave the course and be forced to quit. I can find a part time job, next payment put aside some of the loan, but really I need to find help with paying the first term. I'm really hoping someone can help me in some way as soon as possible, I would rather not starve and be forced out of my accommodation
Just to clarify, who did you think was paying for your course? SFW probably said "you don't have to use your loan" because some people have savings/earnings they can use to pay.
1
reply
bones-mccoy
Badges: 19
Rep:
?
#5
Report 4 weeks ago
#5
(Original post by WelshStudent1212)
I've started my postgraduate course this year, and was misinformed on how the payment plans work. Initially being confused, I rang up Student finance Wales to be explained on how it works. The woman I spoke to said "You are meant to pay with your loan, but you don't have to" with no additonal information, so I took that as that it's pretty much similar to undergraduates, and that it is encouraged to pay and not essential. I'm assuming because of covid I did not recieve an email of my invoice until this month, finding out that I should have already paid for the first two units, and now that I have no spare money, I am more than likely going to be cut off from the course. I feel like this was unfair and now I am worried because the loan was going to cover my rent and living for the rest of the year, and I really want to complete the course I am on, especially considering I have already completed some of the work. I was just wondering if anyone knows of any support, charities or funding other than the day to day funding that I can access and apply for? The university said due to a backlog of work because of covid, I should of been cut off from the course by now and probably have within a week to figure something out.

I really do not want to leave the course and be forced to quit. I can find a part time job, next payment put aside some of the loan, but really I need to find help with paying the first term. I'm really hoping someone can help me in some way as soon as possible, I would rather not starve and be forced out of my accommodation
I might have got the wrong end of the stick here, but why would you assume you didn't have to pay for your course?

There's a bit here on the SFW website - https://www.studentfinancewales.co.u...ar-201819.aspx - that details how much you can apply for and roughly when you'd receive installments
1
reply
Keele University
Badges: 13
Rep:
?
#6
Report 4 weeks ago
#6
(Original post by WelshStudent1212)
I've started my postgraduate course this year, and was misinformed on how the payment plans work. Initially being confused, I rang up Student finance Wales to be explained on how it works. The woman I spoke to said "You are meant to pay with your loan, but you don't have to" with no additonal information, so I took that as that it's pretty much similar to undergraduates, and that it is encouraged to pay and not essential. I'm assuming because of covid I did not recieve an email of my invoice until this month, finding out that I should have already paid for the first two units, and now that I have no spare money, I am more than likely going to be cut off from the course. I feel like this was unfair and now I am worried because the loan was going to cover my rent and living for the rest of the year, and I really want to complete the course I am on, especially considering I have already completed some of the work. I was just wondering if anyone knows of any support, charities or funding other than the day to day funding that I can access and apply for? The university said due to a backlog of work because of covid, I should of been cut off from the course by now and probably have within a week to figure something out.

I really do not want to leave the course and be forced to quit. I can find a part time job, next payment put aside some of the loan, but really I need to find help with paying the first term. I'm really hoping someone can help me in some way as soon as possible, I would rather not starve and be forced out of my accommodation
As a few others here have said, you should get in touch with the university and explain the situation as soon as possible.

You may be able to agree a payment plan to pay off the course fees - by making larger payments on your remaining instalments or by extending the period of your instalments, for example. Alternatively, you may be eligible for some form of hardship support - at Keele, for example, we have a hardship fund to assist students who are struggling to meet their financial commitments, and can also offer an emergency loan to help cover unexpected costs or periods of financial shortfall.

In addition to the places already mentioned by MindMax2000, Keele list a few additional places of support on our website at https://www.keele.ac.uk/study/studentfinancialsupport/. Your university is likely to have similar partner platforms so speak to Student Support to see what is available.

As a last resort, it may be worth contacting a reputable bank to discuss eligibility for a personal or career development loan. This will obviously involve acquiring more personal debt, so do be VERY careful and make sure that you fully understand the terms of any repayment to ensure you know what you're getting yourself into and what you'll have to pay and when - ask questions if you're not completely clear, and/or have someone else read the documents to ensure your understanding of them is the same as theirs. You can find out more about Professional and Career Development loans at https://www.gov.uk/career-development-loans - there's also links from there to additional pages about support for adult learner and mature students.

No one wants students to be forced to leave a course so hopefully your university will be willing to have that dialogue with you - talk to Student Support Services if you're not getting a lot of joy from the Finance team themselves. You can also seek support from your Students Union (who often have Student Finance specialists) and/or Citizens Advice. The charity Step Change (https://www.stepchange.org/how-we-help/debt-advice.aspx) provide free debt advice and can recommend practical solutions so it may also be worth looking at if they can assist with advice/support on next steps.

Hope that helps.

Amy
Last edited by Keele University; 4 weeks ago
2
reply
tjames988
Badges: 12
Rep:
?
#7
Report 2 weeks ago
#7
It is your responsibility to find out what funds you were entitled to, fair the student finance person didn't fully answer your question but you should have looked on the student finance/ uni website and it would have been obvious from there.
You could try bursaries or hardship fund, but the issue is most hardship funds only give money out if there is a significant unforeseen change in circumstances, and this isn't the case for you but worth enquiring, plus you are probably after more money than they would be willing to give too
0
reply
X

Quick Reply

Attached files
Write a reply...
Reply
new posts
Back
to top
Latest
My Feed

See more of what you like on
The Student Room

You can personalise what you see on TSR. Tell us a little about yourself to get started.

Personalise

Are you travelling in the Uni student travel window (3-9 Dec) to go home for Christmas?

Yes (64)
27.47%
No - I have already returned home (26)
11.16%
No - I plan on travelling outside these dates (50)
21.46%
No - I'm staying at my term time address over Christmas (23)
9.87%
No - I live at home during term anyway (70)
30.04%

Watched Threads

View All