I attended a big city uni 2 years ago that I hated and withdrew from, I then attended a small campus uni that I also didn't enjoy so applied to London midway through the year, I got an offer but was very reluctant to take it with a large reason being the costs and the hassle of having to settle in again and not knowing whether I would actually enjoy it there. I then changed course at my current uni from STEM to a joint econ course as my career goal is finance so I lost motivation in studying STEM. I'm thinking I've made a mistake not switching unis but when I had the opportunity to change late I was again very reluctant. I am now in a situation where I'm thinking I've made a mistake but there's no way I want to waste another year.