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Has anyone had a positive outcome with future finance? And do you know of any organisations similar to it?
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#2
(Original post by Peace24)
Has anyone had a positive outcome with future finance? And do you know of any organisations similar to it?
Has anyone had a positive outcome with future finance? And do you know of any organisations similar to it?
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(Original post by vicoria86)
following hope you dont mind
following hope you dont mind
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#4
(Original post by Peace24)
No problem at all😊
No problem at all😊
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#5
(Original post by Final Fantasy)
Can you elaborate on what Future Finance is exactly, that way I can let you know if I've worked at similar organisations. I've worked in a lot of different sectors so might be able to help.
Can you elaborate on what Future Finance is exactly, that way I can let you know if I've worked at similar organisations. I've worked in a lot of different sectors so might be able to help.
You pay smaller amounts when studying and then larger amounts once you’ve stopped.
Last edited by GabiAbi84; 1 month ago
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#6
(Original post by GabiAbi84)
It’s a “private student loans company” with about a 20% APR.
You pay smaller amounts when studying and then larger amounts once you’ve stopped.
It’s a “private student loans company” with about a 20% APR.
You pay smaller amounts when studying and then larger amounts once you’ve stopped.
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Yeah I am looking at taking a loan but from none government organisations
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#8
(Original post by Peace24)
Yeah I am looking at taking a loan but from none government organisations
Yeah I am looking at taking a loan but from none government organisations
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(Original post by Final Fantasy)
I see. I've done Scottish Widows, Black Horse Finance / Lloyds but these didn't involve student loans. I can discuss it from an IT / engineering perspective - I don't think it really differs with the systems in place as these are just classed as different 'products' internally, but not sure what the OP is actually after.
I see. I've done Scottish Widows, Black Horse Finance / Lloyds but these didn't involve student loans. I can discuss it from an IT / engineering perspective - I don't think it really differs with the systems in place as these are just classed as different 'products' internally, but not sure what the OP is actually after.
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#10
(Original post by Peace24)
Are the companies you mentioned government based?
Are the companies you mentioned government based?
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(Original post by Final Fantasy)
No, they are not. I've only worked in private.
No, they are not. I've only worked in private.
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#12
(Original post by Peace24)
Ah ok thanks. Sorry I missed where you said that they don't provide student loans... I will have another look at other companies. Thank you
Ah ok thanks. Sorry I missed where you said that they don't provide student loans... I will have another look at other companies. Thank you
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#13
(Original post by Peace24)
Yeah I am looking at taking a loan but from none government organisations
Yeah I am looking at taking a loan but from none government organisations
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#14
(Original post by Peace24)
Yeah I am looking at taking a loan but from none government organisations
Yeah I am looking at taking a loan but from none government organisations
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#18
(Original post by Peace24)
Has anyone had a positive outcome with future finance? And do you know of any organisations similar to it?
Has anyone had a positive outcome with future finance? And do you know of any organisations similar to it?
APR of 19+% and other product fees means that you will repay double what you originally owed (if not more) over a 5 year period (eg; you will repay £20,000 for a £10,000 loan - can you really afford that?).
Interest rates are at historic lows - you should be able to secure a far better deal elsewhere via a high-street bank or building society. If not cut your costs, borrow from a family member and/or get a job.
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#19
(Original post by ch0c0h01ic)
Avoid at all costs.
APR of 19+% and other product fees means that you will repay double what you originally owed (if not more) over a 5 year period (eg; you will repay £20,000 for a £10,000 loan - can you really afford that?).
Interest rates are at historic lows - you should be able to secure a far better deal elsewhere via a high-street bank or building society. If not cut your costs, borrow from a family member and/or get a job.
Avoid at all costs.
APR of 19+% and other product fees means that you will repay double what you originally owed (if not more) over a 5 year period (eg; you will repay £20,000 for a £10,000 loan - can you really afford that?).
Interest rates are at historic lows - you should be able to secure a far better deal elsewhere via a high-street bank or building society. If not cut your costs, borrow from a family member and/or get a job.
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#20
(Original post by Final Fantasy)
I don't understand why they can't just apply for student finance instead? That's what I did and after I started working I barely noticed the amount coming out of my wages.
I don't understand why they can't just apply for student finance instead? That's what I did and after I started working I barely noticed the amount coming out of my wages.
If you don't qualify for full funding and you're studying in an expensive part of the country, then your maintenance loan might not cover your rent (let alone living expenses).
I can remember being left with £5/week for bills and living expenses when I was a student (some years the picture was far worse) so you had to use your savings, 0% student overdraft, borrow from family, get a part time job, etc.
However there are also a lot of students that live beyond their means with flashy phones/laptops/cameras, out drinking and socialising multiple times per week, etc.
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