LIBF level 3 unit 2 - case study question, specimen A

Hi, Has anyone looked at the spec A exam question??If so can anyone help me with this exam question?
Analyse how Hussain’s decision to open a savings account rather than investing in stocks and shares illustrates the
possible trade-off between risk and reward.(10 marks):
mark scheme:

Factors for Hussain to consider
∙ Hussain is keen to open a savings account, which is less risky than investing in stocks and shares.
∙ As a result of the low risk, the interest rates paid on savings accounts is relatively low.



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CeFS Unit 2 – Specimen A Mark Scheme


∙ There is a risk that a financial services provider might go bust, but the Financial
Services Compensation Scheme guarantees savings up to £85,000 (£75,000 from 1
January 2016).
∙ If savings are in NS&I products the guarantee is unlimited.
∙ Hussain is concerned about the risk of investing in stocks and shares.
∙ An investment in stocks and shares has the potential for higher reward but carries more risk.
∙ The value of shares can go up or down.

Is the question asking me the trade offs between the 2 products or just the trade offs of a savings and an investment product? Like in the mark scheme where it says that low risk means low return (for savings account). I just don't know how to answer the Question.

so there's no trade off in savings??