How is £7750 loan enough to live on in Glasgow!!?

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NovaeSci
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I'm originally from England, but moved here a year ago. It was originally temporary, but Covid ended up causing me to be here longer than I thought. Not much of an issue as my family is Scottish and it's nicer up here, ha. I got a job in the meantime, so it looks like when I finally apply to Glasgow next year, I'll be under SAAS.

In England, we get £9500 as the maximum award, which as a mature student of 32, with financial commitments, it would have been a struggle as it is; however, with a part-time job, I could probably live without too much of a struggle.

I went to research SAAS and it was a spit your coffee out moment when I saw the maximum award is £7750. How do students live of this? The majority of it would be eaten by rent alone for the average student!

I'm just curious how students find life, financially, at the University of Glasgow? Hopefully to put my mind at ease.

Cheers,

Mike
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AaaaUniWhat
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I think this difference in max loan is due to houses being generally cheaper in Scotland, it seems most students can manage with this amount. I've researched student halls for Glasgow before and if I remember correctly, the cheapest get down to around £5,000 a year. Of course I don't know if you'd qualify for student halls, but you get my point that if you look at accommodation prices they should be cheaper than in England. Good luck!
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NovaeSci
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Well the place I'm living in Kilmarnock is only £325 a month, which is only a 1-bedroom flat. So it's cheaper than the £500 I was spending on a house. So I think compared to the places just outside of Manchester, they're about the same. One thing I've found up here is that flats are everywhere, so I think that's why there's more cheaper places. But of course there's council tax, utilities, internet as well, so it adds up. And I'm going to have to pay travel on top as well which is upwards of £200 (I was shocked with the prices of travel!) but I think I can get a third off this, which will help.

I'm going to be paying for 52 weeks as well, so the loan will be stretched an extra couple months, too

Is it easy to get part time jobs in Glasgow for students?
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AaaaUniWhat
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(Original post by NovaeSci)
Well the place I'm living in Kilmarnock is only £325 a month, which is only a 1-bedroom flat. So it's cheaper than the £500 I was spending on a house. So I think compared to the places just outside of Manchester, they're about the same. One thing I've found up here is that flats are everywhere, so I think that's why there's more cheaper places. But of course there's council tax, utilities, internet as well, so it adds up. And I'm going to have to pay travel on top as well which is upwards of £200 (I was shocked with the prices of travel!) but I think I can get a third off this, which will help.

I'm going to be paying for 52 weeks as well, so the loan will be stretched an extra couple months, too

Is it easy to get part time jobs in Glasgow for students?
I asked some friends about part time jobs in Glasgow, and their advice is to had in your CV as soon as possible because it is very competitive. But I think it's quite possible to get one, although some luck may be needed.
I didn't realise just how short the loan goes towards covering everything, I mean I knew it was tight but I'm starting uni next year so I'm yet to experience it.
Anyway, I wish you all the best with it!
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NovaeSci
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All the best for you as well It will be next year for me, too. Doing an Access to HE course at Glasgow University, first.

Hopefully some others can chip in their thoughts, too.
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Swamplove
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(Original post by NovaeSci)
All the best for you as well It will be next year for me, too. Doing an Access to HE course at Glasgow University, first.

Hopefully some others can chip in their thoughts, too.
I did the access course too, when I was living in Glasgow. We then moved to Darvel just before I started first year; going into my final year in September. The access course is great preparation, best of luck 😊 also, not sure what course you're doing but it looks like initially it'll be some online learning like it was this year, so travel might not be too much of a problem for the first few months.
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NovaeSci
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(Original post by Swamplove)
I did the access course too, when I was living in Glasgow. We then moved to Darvel just before I started first year; going into my final year in September. The access course is great preparation, best of luck 😊 also, not sure what course you're doing but it looks like initially it'll be some online learning like it was this year, so travel might not be too much of a problem for the first few months.
Aye, the Access course this September will be online, so not much of a big deal. It's only Saturday's anyway, so wouldn't have an issue with finances as will be working whilst I complete them. I'll be doing the Physics and Maths Access courses to potentially study either Physics with Astrophysics or the Physics and Astronomy dual honours. This will be September 2022 though, so I'm guessing the University will be back to normal by them. Seems the country is changing back quicker than I thought.

What Access/Degree did you go for?
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mnot
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(Original post by NovaeSci)
I'm originally from England, but moved here a year ago. It was originally temporary, but Covid ended up causing me to be here longer than I thought. Not much of an issue as my family is Scottish and it's nicer up here, ha. I got a job in the meantime, so it looks like when I finally apply to Glasgow next year, I'll be under SAAS.

In England, we get £9500 as the maximum award, which as a mature student of 32, with financial commitments, it would have been a struggle as it is; however, with a part-time job, I could probably live without too much of a struggle.

I went to research SAAS and it was a spit your coffee out moment when I saw the maximum award is £7750. How do students live of this? The majority of it would be eaten by rent alone for the average student!

I'm just curious how students find life, financially, at the University of Glasgow? Hopefully to put my mind at ease.

Cheers,

Mike
Students get jobs in the holidays, some get part time work, and some get financial support from family.
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nexttime
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This might not be particularly helpful, but many many students survive on a lot less than that. Like, many get the minimum loan with no additional help from family.
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Swamplove
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(Original post by NovaeSci)
Aye, the Access course this September will be online, so not much of a big deal. It's only Saturday's anyway, so wouldn't have an issue with finances as will be working whilst I complete them. I'll be doing the Physics and Maths Access courses to potentially study either Physics with Astrophysics or the Physics and Astronomy dual honours. This will be September 2022 though, so I'm guessing the University will be back to normal by them. Seems the country is changing back quicker than I thought.

What Access/Degree did you go for?
Ahh, I see, I thought you were starting the degree this year. I did sociology and philosophy on access. Had studied both before but dropped out. I'll be finishing with single hons philosophy, but did a bit of politics and English language in first and second year. It's gone so fast, really can't believe there's just one year left!
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NovaeSci
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(Original post by Swamplove)
Ahh, I see, I thought you were starting the degree this year. I did sociology and philosophy on access. Had studied both before but dropped out. I'll be finishing with single hons philosophy, but did a bit of politics and English language in first and second year. It's gone so fast, really can't believe there's just one year left!
I was shocked when I realised an MPhys would be 5 years, not 4 ( originally from England, but Scottish parent/family ). But I do like how in the first 2 years you get to study 3 different subjects. Unfortunately for me, I will have to study Physics, Mathematics and Astronomy, so don't really get a third option in something else, but that's completely fine by me. Looking at the first 2 years, it seems you get a more thorough grounding than you do in English Universities: with being a year less, you have to do more compromising with your optional modules; however, up here, if all 3 subjects in the first 2 years are related, it gives you way more options to study more advanced topics in your 3rd and 4th year, and especially 5th year, which I guess is why you can study either Physics with Astrophysics or Dual Honours in Physics and Astronomy, due to the nature of the optional/available modules which favour a deeper Physics degree with additional Astro modules or wanting ti to specialise in the Astro parts in more detail . Definitely looking forward to it
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NovaeSci
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(Original post by nexttime)
This might not be particularly helpful, but many many students survive on a lot less than that. Like, many get the minimum loan with no additional help from family.
That's true; I guess there's hope, after all. Must be a rubbish situation to be in though to not have access to all the money purely because parents aren't helping.
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