Anonymous #1
#1
Report Thread starter 1 month ago
#1
I have just found out I have a cifas mark placed on me about 3 years ago Long story short a guy I was staying with made an account in my name for fraudulent purposes what can I do about this
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Reality Check
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#2
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(Original post by Anonymous)
I have just found out I have a cifas mark placed on me about 3 years ago Long story short a guy I was staying with made an account in my name for fraudulent purposes what can I do about this
Not much, if the information is accurate the Cifas entry will remain.

What type of entry is it? If it's a category 2 'victim of impersonation' marker, then it will stay on your file for 13 months. Other marks stay for longer, up to six years.
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Final Fantasy
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The only time someone has made a financial account on my behalf (to my knowledge) is my dad, when I was still at school. I'd never let anyone do it now. I think the marker was applied quite fairly in your case, because you allowed it to happen.
Last edited by Final Fantasy; 1 month ago
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Anonymous #1
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(Original post by Reality Check)
Not much, if the information is accurate the Cifas entry will remain.

What type of entry is it? If it's a category 2 'victim of impersonation' marker, then it will stay on your file for 13 months. Other marks stay for longer, up to six years.
The only incorrect information on the application was that it said male however I’m a female & it’s Misuse of facility
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Anonymous #1
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(Original post by Final Fantasy)
The only time someone has made a financial account on my behalf (to my knowledge) is my dad, when I was still at school. I'd never let anyone do it now. I think the marker was applied quite fairly in your case, because you allowed it to happen.
I had no idea about it so i couldn’t have possibly allowed it to happen
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Final Fantasy
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(Original post by Anonymous)
I had no idea about it so i couldn’t have possibly allowed it to happen
He would have needed your proof of address, photo ID and various other details? And you didn't receive any contact at all from the bank? Nothing suspicious? You didn't check where your money was coming and going?
Last edited by Final Fantasy; 1 month ago
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Reality Check
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(Original post by Anonymous)
The only incorrect information on the application was that it said male however I’m a female & it’s Misuse of facility
In that case the mark will remain for six years.

The bank has reason to believe that the account or facility was obtained with the deliberate intent of using it for a fraudulent purpose. If the factual basis for this is correct, then the bank will not remove the entry.
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Anonymous #1
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(Original post by Final Fantasy)
He would have needed your proof of address, photo ID and various other details? And you didn't receive any contact at all from the bank? Nothing suspicious? You didn't check where your money was coming and going?
Maybe what I wrote isn’t clear enough A guy I was staying with as in living with we have a child together , I have my own bank account I couldn’t have checked where the money was coming from because i didn’t know about the account after I made the SAR I went to a branch to see what could be done but they said all they could do was give me a statement
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Anonymous #1
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(Original post by Reality Check)
In that case the mark will remain for six years.

The bank has reason to believe that the account or facility was obtained with the deliberate intent of using it for a fraudulent purpose. If the factual basis for this is correct, then the bank will not remove the entry.
That’s right it was , however not by me
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IWMTom
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#10
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(Original post by Anonymous)
That’s right it was , however not by me
As far as the bank is concerned, it was you. Frankly, I'm not buying your story.

If you're going to commit a crime then you must be prepared to do the time.
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StriderHort
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#11
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If you're sure who stole your stuff and carried out the fraud against you have you reported this to the police?
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