Hi, I went through the FDM process earlier this year, so I hope my response helps. The FDM process for me was very positive, I received my offer for the graduate scheme in April 2020 and began my training in January 2021 (my start date was delayed due to COVID, they didn't want too many people signed off and no placements as when COVID first hit a lot of consultants were beached). By the time I started in January, apparently FDM were in their best spot with placements and on-site consultants, I think a lot of companies and industries realised the areas they were weak in and there was a huge market demand (especially for the technical streams). I know you hear horror stories surrounding FDM but for me and the rest of my training cohort, 90% of us had secured placements before even finishing our training. In terms of salary, it depends on whether your location is in or outside of London. They have started paying consultants once they have finished their training and awaiting a placement (I believe this was around 300£ per week). Once you have been placed, if you are in London- your salary is 25K in your first year and 27.5K in your second year. If you are outside of London then your salary is around the 23 mark and goes up to 26 in your second year if I remember rightly. You can also become a CPS mentor on site too and I believe that's an extra £100 per month. Once you have finished your 2 year contract with FDM, you can either go perm, contract or stay as a consultant with FDM. If you choose to stay as a consultant in your third year, your salary jumps massively. I can't give an exact figure as it varies on your client, role etc but I know it increases nearly 2 fold. I know you hear horror stories surrounding FDM, but I overall had a good experience. I think they are training back in the office now, I trained online so had a different experience but you form a good bond with your fellow trainees. I am glad they have started paying their signed off trainees now though as I have heard people during COVID were signed off for 3 months before finding a placement. With that being said, I don't think anybody will be waiting for a placement for long and everyone else I have spoken to who has also recently gone through the programme has said that all of their cohort were placed very quickly too due to the market shortage of consultants (especially tech). The last thing I would say is that whilst I would recommend FDM to people who are looking to get a foot in the door and break into the banking industry, placements can be a little bit hit or miss. If you choose to go through the programme, make sure you stand your ground with account managers as a lot of them can be very pushy and will put you forward for roles and industries that you may not want. I was lucky with my placement and really enjoy it, however they tried to make me go for a role in Birmingham originally (I am based in London)- so make sure you go in and know what you are looking for!Sorry for the long message but I tried to give you as best insight as I could!