Does it impact my insurance if my mum has an accident in my car (as a named driver)?

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lizzieholmesxo
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#1
Report Thread starter 1 month ago
#1
Today in a car park my mum opened my car door onto another car. Initially we didn't see any marks or scratches, but when we returned the owner (rather rudely) pointed out a very small dint, which he claimed we had made.

The car belongs to me, and is insured in my name. However, she is a named driver. I have been driving for approx 3 years, if that helps.

I'm just wondering if an insurance claim was made, would that impact me (in terms of renewal quotes/ future insurance etc)? Or would it only impact her, as she is a named driver?

Thank you!
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IWMTom
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#2
Report 1 month ago
#2
(Original post by lizzieholmesxo)
Today in a car park my mum opened my car door onto another car. Initially we didn't see any marks or scratches, but when we returned the owner (rather rudely) pointed out a very small dint, which he claimed we had made.

The car belongs to me, and is insured in my name. However, she is a named driver. I have been driving for approx 3 years, if that helps.

I'm just wondering if an insurance claim was made, would that impact me (in terms of renewal quotes/ future insurance etc)? Or would it only impact her, as she is a named driver?

Thank you!
"You must declare any claim that has been made on your policy involving any type of motor vehicle, such as cars, vans and motorbikes.

This includes claims made by a named driver on your policy, regardless as to whether this person remains on your policy or not."
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lizzieholmesxo
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#3
Report Thread starter 1 month ago
#3
(Original post by IWMTom)
"You must declare any claim that has been made on your policy involving any type of motor vehicle, such as cars, vans and motorbikes.

This includes claims made by a named driver on your policy, regardless as to whether this person remains on your policy or not."
thank you, that's helpful
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