FT or PT tuition fee loan?

Hi,

I'm having a lot of trouble with my student finance. Usually, I'd apply as normal but my circumstances have changed. I'm redoing a year as my mental health had me suspend my studies but nobody has given me guidance on how to apply. I'm on a FT undergraduate course but, since I need 30 credits, I'm studying PT. Do I apply as normal but lower the tuition loan or make a PT application?

(I was also told by an advisor from uni that I would be entitled to a gift year or funding)