The Student Room Group

Stay at home or move into halls

So basically I start uni in less than 2 weeks and I’m seriously regretting not moving into halls. I’m going to Dundee and there’s still relatively affordable accommodation available and I’ve got the fear I’ll miss out on a lot of stuff if I don’t move out. So would it be better for me to just stay at home and save money or move out?

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If you have any smarts about you, you'd apply for that maintenance loan if you haven't already, and stay at home.

Use 80% of that maintenance loan to invest in the S&P 500 (80%) and Bitcoin (20%). By depositing money into an investment ISA, you wont pay any tax on upto £20,000 deposited in a year, meaning if you deposit £10,000 into an ISA account and that £10,000 becomes £50,000, theres no taxes. Trading 212 is a good place to make an ISA account.

The other 20% of your maintenance loan would go towards whatever you want (books, going out, food, ect).

You can have a great social life without living in halls, people generally go to halls because the university they are attending is far away from their residence. Why on earth would you get a maintenance loan to pay for rent? Don't be a vicitm.

If you are worried about making friends, don't be, you'll make plenty.

And that financial advice....well, disclaimer, it's NOT financial advice (sorry, I have to say that for legal reasons).
Original post by Matt0029
So basically I start uni in less than 2 weeks and I’m seriously regretting not moving into halls. I’m going to Dundee and there’s still relatively affordable accommodation available and I’ve got the fear I’ll miss out on a lot of stuff if I don’t move out. So would it be better for me to just stay at home and save money or move out?


So in regards to your situation. I was having a similar dilemma deciding. But ended up moving.

It is truly up to you if you move. You have to weigh up the situation in regard to the pros and cons. One thing that was heavily inclined to move was traveling every day. The wasted hours traveling was like an anchor for me on the pros side and being able to quickly go to uni. There are other forums that talk about why you should move to Uni or stay at home, but they are generally all the same reason.

But make a decision soon and then apply for maintenance loans asap.
Hey!

If you want to move out I would say just go for it, especially during first year. Unlike second year you're not tied into a year long contract so if you decide halls are not for you, you can move back home once term time is over.

You do save a lot of money living at home, but it depends what you want out of university. I live at home and I do think it makes it harder to socialise, but that's not to say it is impossible while living at home (I didn't look into it much). If you do live at home I learnt that you should attend lots of fresher events, and even societies too! This is the easiest way to make new friends outside of halls. :wink:

I do regret not moving out a littttleee bit but it works better for me to live at home, and where i'm a bit older now I don't think its for me. Luckily I have friends who live in uni accom so I can visit and get part of the experience lol.

I hope this helps and feel free to ask any questions.

Lauren -Official Student Rep:biggrin:
Original post by Matt0029
So basically I start uni in less than 2 weeks and I’m seriously regretting not moving into halls. I’m going to Dundee and there’s still relatively affordable accommodation available and I’ve got the fear I’ll miss out on a lot of stuff if I don’t move out. So would it be better for me to just stay at home and save money or move out?


With being a university student their are really 2 elements.

1) university academics - this largely will be unaffected by where you live
2) student life (societies / sports / general social life), as a general rule living in amongst the student community helps integrate. A good compromise if you want this is live in halls for first year, make friends and find a social group then live at home years 2/3/4. It's obviously expensive living in halls so you need to decide if the social benefits are worth the financials...
Original post by University of Portsmouth Student Rep
Hey!

If you want to move out I would say just go for it, especially during first year. Unlike second year you're not tied into a year long contract so if you decide halls are not for you, you can move back home once term time is over.

You do save a lot of money living at home, but it depends what you want out of university. I live at home and I do think it makes it harder to socialise, but that's not to say it is impossible while living at home (I didn't look into it much). If you do live at home I learnt that you should attend lots of fresher events, and even societies too! This is the easiest way to make new friends outside of halls. :wink:

I do regret not moving out a littttleee bit but it works better for me to live at home, and where i'm a bit older now I don't think its for me. Luckily I have friends who live in uni accom so I can visit and get part of the experience lol.

I hope this helps and feel free to ask any questions.

Lauren -Official Student Rep:biggrin:


My halls might not be ready for before freshers week so i will need to travel :angry:. How did you manage in terms of timings when traveling?
Original post by Anonymous
My halls might not be ready for before freshers week so i will need to travel :angry:. How did you manage in terms of timings when traveling?

Hey!

That sucks. My general rule of thumb is leave an hour before your lecture starts, depending on how far away you live. I live about 15mins (driving) from my uni, and have to allow for traffic. If you arrive early, get yourself a coffee and the best seat in the lecture theater.

I used to get to get the train and would use the trainline app as it tells you when you will arrive.

I hope this helps!

Lauren -Official Student Rep:biggrin:
Original post by University of Portsmouth Student Rep
Hey!

That sucks. My general rule of thumb is leave an hour before your lecture starts, depending on how far away you live. I live about 15mins (driving) from my uni, and have to allow for traffic. If you arrive early, get yourself a coffee and the best seat in the lecture theater.

I used to get to get the train and would use the trainline app as it tells you when you will arrive.

I hope this helps!

Lauren -Official Student Rep:biggrin:


:redface:
Reply 8
Original post by Anonymous
So in regards to your situation. I was having a similar dilemma deciding. But ended up moving.

It is truly up to you if you move. You have to weigh up the situation in regard to the pros and cons. One thing that was heavily inclined to move was traveling every day. The wasted hours traveling was like an anchor for me on the pros side and being able to quickly go to uni. There are other forums that talk about why you should move to Uni or stay at home, but they are generally all the same reason.

But make a decision soon and then apply for maintenance loans asap.

Yeh I’m in a similar situation. I don’t live in the university I’m going to and would have to commute daily wasting a lot of my time. Also public transport isn’t very reliable up here. Also I’ve recently turned 18 and quite enjoy going out so staying home will seriously dampen my ability to do so. I’ve already got my student loan approved so financially I should be fine. Thanks though for your help
Original post by Matt0029
So basically I start uni in less than 2 weeks and I’m seriously regretting not moving into halls. I’m going to Dundee and there’s still relatively affordable accommodation available and I’ve got the fear I’ll miss out on a lot of stuff if I don’t move out. So would it be better for me to just stay at home and save money or move out?


Best to live in halls.
Reply 10
Original post by University of Portsmouth Student Rep
Hey!

If you want to move out I would say just go for it, especially during first year. Unlike second year you're not tied into a year long contract so if you decide halls are not for you, you can move back home once term time is over.

You do save a lot of money living at home, but it depends what you want out of university. I live at home and I do think it makes it harder to socialise, but that's not to say it is impossible while living at home (I didn't look into it much). If you do live at home I learnt that you should attend lots of fresher events, and even societies too! This is the easiest way to make new friends outside of halls. :wink:

I do regret not moving out a littttleee bit but it works better for me to live at home, and where i'm a bit older now I don't think its for me. Luckily I have friends who live in uni accom so I can visit and get part of the experience lol.

I hope this helps and feel free to ask any questions.

Lauren -Official Student Rep:biggrin:

Yeh I mean I’m not the most sociable and I feel like not knowing people before freshers might make it more difficult for me to make friends. Plus I’ve got to travel to uni since I don’t actually live in the city which makes me more inclined to try and get accommodation. I think I’m going to try get accomodation if there is any left and go from there.
And thanks again for the advice
Reply 11
Original post by Wired_1800
Best to live in halls.


Yeh I feel like i really should. I only live 15 minutes away by car from the uni but getting a bus would make it closer to 40. Guess I’ve just got to hope there is accomodation available.
Original post by Matt0029
Yeh I feel like i really should. I only live 15 minutes away by car from the uni but getting a bus would make it closer to 40. Guess I’ve just got to hope there is accomodation available.

You should ring the accommodation office to find out.
Reply 13
Original post by Wired_1800
You should ring the accommodation office to find out.

Yeh I emailed them earlier and if they don’t get back tomorrow I’ll give them a call and hope there is some accommodation available. I’m also gonna look at private accommodation and see if there is anything available there.
Thanks for the help.
Original post by Matt0029
Yeh I emailed them earlier and if they don’t get back tomorrow I’ll give them a call and hope there is some accommodation available. I’m also gonna look at private accommodation and see if there is anything available there.
Thanks for the help.


No worries. Good luck
Original post by Matt0029
So basically I start uni in less than 2 weeks and I’m seriously regretting not moving into halls. I’m going to Dundee and there’s still relatively affordable accommodation available and I’ve got the fear I’ll miss out on a lot of stuff if I don’t move out. So would it be better for me to just stay at home and save money or move out?


You should totally go in to accommodation you might save money living at home but it pales into insignificance compared to how much you learn living in Halls.

I'm not going to lie to you moving out is overwhelming and stressful and can also be emotional for you and/or your parents and you most likely will feel homesick at some point and when that happens really you need to ride it out it's not nice but it does pass. Your fear of missing out is fairly on the money you will miss out by liveing at home. Your probably wondering what you'll miss out on:

1/ Life skills this is pretty broad but it covers cooking cleaning learning to shop and taking care of yourself. I know it sounds boring but it is a vital life skill that you need to know (food shopping is much harder than it seems.

2/ Social life people will tell you they did't miss out at all they are wrong they missed out on many many things that they truly don't know about:
Movie nights.
Videogame tournaments.
Hall partys
Social events like cooking Christmas dinner together as a group before everybody goes home (if your hall get's on it's a good time)
The last minute events like going clubbing
Pre drinks
Going and doing stuff like the beach with you hall or course mates.

You also get some weird things like one hall made a water slide down their corridor this is the video


3/ Academics halls make academic life so much easier the library computer rooms lecturers are all at your fingertips group work is easier as you don't need to catch the last train or bus also you don't need to get up as early to make it to lectures on time. It's more comfortable to be able to retreat to your room between lectures if you want to especially if like I did you have and 8 or 9 hour break.

4/ Sport and rec If you join a society it's better in halls they are all done after hours (for the most part) so you'll probably need a hotel room if you want to fully take part or as I say stay in halls. Also if you join team the competitions and training often take place at the weekend you'll get transport back to the uni but you'd need to make your own way home after that so halls are far better for that too.

Home students often fall into the trap of going home and staying there particually if you are over half an hour away and you'll miss out as I said above. I touched above upon some home students who will say "I lived at home and I don't feel I missed out at all" or words to that effect to them I say "You don't know man you weren't there."

In short halls are better I'd get them as a matter of urgency ASAP.
Reply 16
Original post by jonathanemptage
You should totally go in to accommodation you might save money living at home but it pales into insignificance compared to how much you learn living in Halls.

I'm not going to lie to you moving out is overwhelming and stressful and can also be emotional for you and/or your parents and you most likely will feel homesick at some point and when that happens really you need to ride it out it's not nice but it does pass. Your fear of missing out is fairly on the money you will miss out by liveing at home. Your probably wondering what you'll miss out on:

1/ Life skills this is pretty broad but it covers cooking cleaning learning to shop and taking care of yourself. I know it sounds boring but it is a vital life skill that you need to know (food shopping is much harder than it seems.

2/ Social life people will tell you they did't miss out at all they are wrong they missed out on many many things that they truly don't know about:
Movie nights.
Videogame tournaments.
Hall partys
Social events like cooking Christmas dinner together as a group before everybody goes home (if your hall get's on it's a good time)
The last minute events like going clubbing
Pre drinks
Going and doing stuff like the beach with you hall or course mates.

You also get some weird things like one hall made a water slide down their corridor this is the video


3/ Academics halls make academic life so much easier the library computer rooms lecturers are all at your fingertips group work is easier as you don't need to catch the last train or bus also you don't need to get up as early to make it to lectures on time. It's more comfortable to be able to retreat to your room between lectures if you want to especially if like I did you have and 8 or 9 hour break.

4/ Sport and rec If you join a society it's better in halls they are all done after hours (for the most part) so you'll probably need a hotel room if you want to fully take part or as I say stay in halls. Also if you join team the competitions and training often take place at the weekend you'll get transport back to the uni but you'd need to make your own way home after that so halls are far better for that too.

Home students often fall into the trap of going home and staying there particually if you are over half an hour away and you'll miss out as I said above. I touched above upon some home students who will say "I lived at home and I don't feel I missed out at all" or words to that effect to them I say "You don't know man you weren't there."

In short halls are better I'd get them as a matter of urgency ASAP.

Yeh seems although I really gotta try move into halls. Given I live 15 minutes away by car(closer to 40 by bus which I’ll be getting btw) it seems like the obvious choice. Guess I was too worried about debt before but now I really wish I just wanted to move into halls, would of saved me a lot of hassle.

For living in halls, given spaces will be very limited, do you or anyone you know have experience with sharing bathrooms at uni as this looks like it could be one of the only options for the uni I’m going to.

Also If I don’t get halls would it be worth trying to move to a uni which I know has halls available(this uni was my 2nd choice and still has places for my course on clearing).

And thanks for the advice
Original post by Matt0029
Yeh seems although I really gotta try move into halls. Given I live 15 minutes away by car(closer to 40 by bus which I’ll be getting btw) it seems like the obvious choice. Guess I was too worried about debt before but now I really wish I just wanted to move into halls, would of saved me a lot of hassle.

For living in halls, given spaces will be very limited, do you or anyone you know have experience with sharing bathrooms at uni as this looks like it could be one of the only options for the uni I’m going to.

Also If I don’t get halls would it be worth trying to move to a uni which I know has halls available(this uni was my 2nd choice and still has places for my course on clearing).

And thanks for the advice


First of all don’t change just for halls that would be silly so put that idea out of your head. My brother had a shared bathroom and he had no problems getting in when he wanted too to have a shower or whatever else people do in there.although he does recommend having a stock of loo roll and take that with you each time. I had two hoses at uni too so you could say I shared a bathroom as well I had no problems either even when I was sharing with 3 girls.
Original post by Anonymous
If you have any smarts about you, you'd apply for that maintenance loan if you haven't already, and stay at home.

Use 80% of that maintenance loan to invest in the S&P 500 (80%) and Bitcoin (20%). By depositing money into an investment ISA, you wont pay any tax on upto £20,000 deposited in a year, meaning if you deposit £10,000 into an ISA account and that £10,000 becomes £50,000, theres no taxes. Trading 212 is a good place to make an ISA account.

The other 20% of your maintenance loan would go towards whatever you want (books, going out, food, ect).

You can have a great social life without living in halls, people generally go to halls because the university they are attending is far away from their residence. Why on earth would you get a maintenance loan to pay for rent? Don't be a vicitm.

If you are worried about making friends, don't be, you'll make plenty.

And that financial advice....well, disclaimer, it's NOT financial advice (sorry, I have to say that for legal reasons).


you have to say that for legal reasons?
Original post by Genesiss
you have to say that for legal reasons?

So they don't get sued. It is the get out of jail card used by finance people incase something goes wrong
(edited 1 year ago)

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