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insurance and firm choices

I am so confused about the firm and insurance choice system and how it affects how universities see you. Could someone explain it to me? Thank you!!
Original post by lorelei.j
I am so confused about the firm and insurance choice system and how it affects how universities see you. Could someone explain it to me? Thank you!!


It doesn't have any impact on "how universities see you", because they make offers (if they make them) before you decide which is your firm and which is your insurance choice.

Once you get your offers back, assuming you have at least two offers, then you pick which of those offers you'd like the best. That's your firm choice. If you achieve that grades specified as part of that offers (the conditions), then that's where you end up.

However, you can (and normal would) select a second choice to be your "backup" or "insurance" choice. If you don't meet the conditions of your firm choice, but you do meet the conditions of your insurance choice, then that's where you end up.

It's normally the case that the insurance choice would have lower grade requirements than the firm choice.

Just to muddy the waters slightly, even if you miss the grade requirements of your firm choice, they might opt to accept you anyway.

If you don't meet the conditions of either offer (and neither decide to accept you), then you can try finding a place via UCAS Clearing (where students without places are matches with courses with availability).
When you apply, each Uni only ses that you have applied to them.
They cannot see where else you have applied - and you do not list these 5 choices in any sort of preferenece order.
Reply 4
Can you also then accept or receive offers from the places you applied to that aren't your firm or insurance?
Original post by DataVenia
It doesn't have any impact on "how universities see you", because they make offers (if they make them) before you decide which is your firm and which is your insurance choice.

Once you get your offers back, assuming you have at least two offers, then you pick which of those offers you'd like the best. That's your firm choice. If you achieve that grades specified as part of that offers (the conditions), then that's where you end up.

However, you can (and normal would) select a second choice to be your "backup" or "insurance" choice. If you don't meet the conditions of your firm choice, but you do meet the conditions of your insurance choice, then that's where you end up.

It's normally the case that the insurance choice would have lower grade requirements than the firm choice.

Just to muddy the waters slightly, even if you miss the grade requirements of your firm choice, they might opt to accept you anyway.

If you don't meet the conditions of either offer (and neither decide to accept you), then you can try finding a place via UCAS Clearing (where students without places are matches with courses with availability).
Original post by lorelei.j
Can you also then accept or receive offers from the places you applied to that aren't your firm or insurance?

1. You apply to 5 unis. There is no "firm" or "insurance" at this stage. You might have an idea of your preferences at this stage, but in practice that's irrelevant.

2. The unis make their decisions whether to give you an offer and what the offer conditions are.

3. When you have received decisions from all your universities you then choose which one you want as your firm choice and which is to be your insurance. Any other offers are lost.

4. You do your exams and get your results. Your firm choice accepts you if you meet their conditions. They may do so if you're a near miss. If your firm reject you it's the same process with your insurance. If both reject you then you go into clearing.
Original post by lorelei.j
Can you also then accept or receive offers from the places you applied to that aren't your firm or insurance?


You apply to up to five universities/courses. Universities make offers (or don't). Once all universities have either made an offer (or decided not to), then you decide which to accept as your firm choice and which to accept as you insurance choice. So the whole firm/insurance concept doesn't exist at the point at which offers are being made by universities.
Reply 7
Original post by ageshallnot
1. You apply to 5 unis. There is no "firm" or "insurance" at this stage. You might have an idea of your preferences at this stage, but in practice that's irrelevant.

2. The unis make their decisions whether to give you an offer and what the offer conditions are.

3. When you have received decisions from all your universities you then choose which one you want as your firm choice and which is to be your insurance. Any other offers are lost.

4. You do your exams and get your results. Your firm choice accepts you if you meet their conditions. They may do so if you're a near miss. If your firm reject you it's the same process with your insurance. If both reject you then you go into clearing.

Oh okay, thank you! I had no idea that you're other offers are rejected!
Original post by lorelei.j
Oh okay, thank you! I had no idea that you're other offers are rejected!


That's why you end up with just a Firm and an Insurance.

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