I’ve been trying to look at where the records of a cancelled car insurance policy are kept. On google, some website say it would be on the cue database. However, having checked on the cue website itself they say this:
“CUE is a central database of motor, home and personal injury/industrial illness incidents reported to insurance companies which may or may not have given rise to a claim. Information held on CUE is a powerful weapon in the fight against fraud.
CUE was established in 1994 to help fight insurance fraud. By enabling insurers to access details of incidents, it makes it harder to successfully commit claims fraud or misrepresent claims history. Ultimately, this helps to keep down the cost of insurance for honest policyholders.”
No where does it talk about cancelled policies. My friend got his policy cancelled last year because he missed a payment. He was on holiday and he hadn’t realised he was on an auto renewal for his policy.
So my question is….where exactly are cancelled policies records kept (if they are kept at all) and where is the evidence for this.