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Repeating first year and last maintenance loan payment

Hi

I'm currently in the process of applying for mitigating circumstances to repeat my first year, owing to mental health and other difficulties. To give some background information, I'm unsure if this will be processed as 'interrupting studies', or internally just seen as suspending(?) and just repeating within my university. This will take some time to be processed. Importantly, I should note that teaching for this academic year has been finished for nearly a month, and my exams are set for May.

The payment for my last maintenance loan for this year is currently in progress, and I should receive it this week. I wanted to ask, will I be able to keep the entire amount of £2,800 or am I expected to pay it all back immediately? I don't exactly 'need' it because I'm living at home, however, I do have expenses in helping my family pay their rent amongst other things, and so they are at least a bit reliant on this loan as am I. Because of family's financial situation I receive the highest amount of loan. I am unsure if this payment that'll be arriving in a few days counts as an overpayment, since teaching for this year is complete, and I'm unsure if this will count as interruption, but there are pending exams which I will not be completing. I will be returning in the next academic year however, which is in some months, to repeat my first year. Also, not sure if this is relevant to the issue but my tuition fee loan is expected for May 1 and is awaiting confirmation from my university on whether I am attending.

Is there the option to simply have the amount for this last bit of maintenance loan deducted from the total amount I will receive when I begin again in repeating first year, at the start of the next academic year in a few months, and keep it now? Also, I'm unsure if this will count as interrupting because my mitigating circumstances application to my university is still waiting to be processed, or whether I will have to change anything on my SFE application for this year to say I am interrupting (which I don't know if this counts as interrupting).

Sorry if this is all confusing.

Thank you.
(edited 1 month ago)
Original post by cozjdcoiwr
Hi
I'm currently in the process of applying for mitigating circumstances to repeat my first year, owing to mental health and other difficulties. To give some background information, I'm unsure if this will be processed as 'interrupting studies', or internally just seen as suspending(?) and just repeating within my university. This will take some time to be processed. Importantly, I should note that teaching for this academic year has been finished for nearly a month, and my exams are set for May.
The payment for my last maintenance loan for this year is currently in progress, and I should receive it this week. I wanted to ask, will I be able to keep the entire amount of £2,800 or am I expected to pay it all back immediately? I don't exactly 'need' it because I'm living at home, however, I do have expenses in helping my family pay their rent amongst other things, and so they are at least a bit reliant on this loan as am I. Because of family's financial situation I receive the highest amount of loan. I am unsure if this payment that'll be arriving in a few days counts as an overpayment, since teaching for this year is complete, and I'm unsure if this will count as interruption, but there are pending exams which I will not be completing. I will be returning in the next academic year however, which is in some months, to repeat my first year. Also, not sure if this is relevant to the issue but my tuition fee loan is expected for May 1 and is awaiting confirmation from my university on whether I am attending.
Is there the option to simply have the amount for this last bit of maintenance loan deducted from the total amount I will receive when I begin again in repeating first year, at the start of the next academic year in a few months, and keep it now? Also, I'm unsure if this will count as interrupting because my mitigating circumstances application to my university is still waiting to be processed, or whether I will have to change anything on my SFE application for this year to say I am interrupting (which I don't know if this counts as interrupting).
Sorry if this is all confusing.
Thank you.

Hi there,

You do have another thread which I've replied to but as this is a more in-depth query I will respond again but after please do not reply to this thread.

If you are taking a break from studies then this is considered a 'suspension'. If you do suspend and the university notifies us then your final payment would be considered overpaid. With overpayment you have 2 options:
1 - Repay the overpayment
2 - Have it deducted from your future entitlement

You'd receive letters confirming the overpayment value and it would be your choice in what you do.

If you are stopping studies due to mitigating circumstances you can also apply for Compelling Personal Reasons (CPR) to gain an additional year of Tuition Fee support in case you need to repeat a future year. To do this we'd need some evidence of the circumstances and a cover letter from yourself giving a statement of events and the impact it had on your studies.

Thanks, Ross

Again, please do not respond to this thread.

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