The Student Room Group

student finance - mothers boyfriend taken into account

currently, i live with both my mother and her boyfriend, my mum makes approximately 19,000 a year versus him who makes 40,000. this obviously puts me quite above the threshold for student finance in terms of getting a high-maintenance loan. the maintenance loan they have given me is around 4,700 - not even enough to cover the most basic accommodation at my firmed uni. my mother's boyfriend has no financial or legal responsibility over me, and isn't someone who I could turn to for help in hand if I need it at university. does anyone know whether there is a way this can be explained and taken into account for my student finance?? i understand it is household income but its truly my mother's income that reflects our financial situation.

any help would be great because at this point I'm highly reevaluating whether I will even be able to attend university!
(edited 1 year ago)
Original post by Herts UG Student
Hey @abiiorsamantha

I'm sorry to hear about your financial concerns. It's understandable that your mother's boyfriend's income might create challenges for your student finance eligibility, despite not having a direct financial responsibility for you. While student finance typically considers household income, it might be worth reaching out to the student finance directly here. They may have provisions or alternative options available to help address your specific circumstances. Hang in there, and I hope you find a solution that works for you.

Best regards,
Natacha

Please note that questions in the Ask SFE forum are answered by official SFE/SLC reps. :smile:

Reply 2

Original post by abiiorsamantha
currently, i live with both my mother and her boyfriend, my mum makes approximately 19,000 a year versus him who makes 40,000. this obviously puts me quite above the threshold for student finance in terms of getting a high-maintenance loan. the maintenance loan they have given me is around 4,700 - not even enough to cover the most basic accommodation at my firmed uni. my mother's boyfriend has no financial or legal responsibility over me, and isn't someone who I could turn to for help in hand if I need it at university. does anyone know whether there is a way this can be explained and taken into account for my student finance?? i understand it is household income but its truly my mother's income that reflects our financial situation.
any help would be great because at this point I'm highly reevaluating whether I will even be able to attend university!

Hi there,

If you are under 25 and don't have 3 years of self support prior to the start of your course then yes, we would take his income into account when assessing your application. Even if you aren't related or dependent on him we assess this based on the full household income.

If there's due to be a drop of 15% or more in the current tax year we can always do a reassessment and you can always check directly with your university regarding any other funding you may be eligible for as well. Thanks, Jason

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