The Student Room Group

payments: term time vs across the year

Is it more common for people to have student loans payments over term time only, or spread across the whole year?

Unsure on whether to go with the larger amount over the term, meaning I can work less during term time but work full time over summer, or if I should go with the lower amount, working part time and have more free time over summer.

Any opinions/experiences/advice etc would be extremely helpful!
Reply 1
I am stuck in the same decision. I dont know if it would be helpful to have a larger amount of money for uni or make it spread it out and enjoy summer.
Original post by sbshsizzvs
I am stuck in the same decision. I dont know if it would be helpful to have a larger amount of money for uni or make it spread it out and enjoy summer.

I ended up going for the lower amount spread across the year, as it isn't THAT big of a difference and would rather enjoy summer without having to worry about money too much or work full time.

Quick Reply