The Student Room Group

Student Finance Over 25 with Part-time Previous Study

Hi all,

So after the revelation that I will actually be attending Uni this year (assuming I have passed some final exams), I have submitted my Student Finance Application.

I'm of the understanding that previous part-time finance, as long as I didn't achieve any qualification, does not affect my SF allowance and I will receive the full 3 years (plus one gift year if required) loan. Is this correct?

Additionally, as I'm a self-supported (though currently living with parents) 25 year old, and will be almost 26 at the start of the course, I believe that the maintenance loan should be calculated based on my income alone. However, during the SFE application, my income (nor any household income) was not questioned, at all - I did not have to enter any income figures whatsoever. Is this normal, or should I be getting concerned around about now and reaching out to SFE? There were no questions about my age either. I'm wondering if it's carried over from my previous, part-time application for a different, remote course, but I can't seem to find the details anywhere on my SFE account.

Thanks all!
Reply 1
Just a quick secondary thought - will it be the case that my age was automatically recognised from my SFE account, and therefore the form skipped over any household income questions?
Reply 2
Posting because I want to know the answer too. I will be over 25 and am staying with my parents for my level 3 study before applying next year.

I’m seeing conflicting accounts online. People are saying that if you are over 25, you are an “Independent student” and parents income no longer plays a part in your calculation of income. Even if you live back home with them.

As I am not working at the moment (i do my level 3 full time), does this mean I will be entitled to the full student loan?
Reply 3
@cyrusmaq It's worth asking your question in this forum: Link Here (to my post)

Student finance reps respond pretty quickly.
In short: If you're over 25, you're an "independant Student" and Your parents income is not assessed for of your maintenance loan, however, if you have a legal partner, their income is assessed. You should be entitled to the full loan, to my understanding, but it's worth a quick post in that forum to check!
Original post by cyrusmaq
Posting because I want to know the answer too. I will be over 25 and am staying with my parents for my level 3 study before applying next year.
I’m seeing conflicting accounts online. People are saying that if you are over 25, you are an “Independent student” and parents income no longer plays a part in your calculation of income. Even if you live back home with them.
As I am not working at the moment (i do my level 3 full time), does this mean I will be entitled to the full student loan?

Yes, you will be entitled to the full loan if you don't have any taxable income. i am in the same position and as long as you do not have a partner and over the age of 25 on the start of your course then you are classed as an 'Independent Student' Just thought would clarify that for you and save you a little stress. :smile:
Hi I’m struggling with the student finance, how much can you get living outside of London ?

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