Undergraduate Loan Eligibility

I am completing my A levels this year and plan to start university this September. I am an Indian national. have been living in the UK continuously since September 2017 and lived here for almost three years before that under a dependent visa. However, I had a break in my stay from 2015 to 2017. Because of this break, my student loan application was rejected on the grounds that I haven't lived in the UK continuously for at least half of my life, even though cumulatively, I have spent more than half my life in the UK.

I don't meet any of the other eligibility criteria outlined on gov.uk. I completed most of my schooling in the UK, and my parents are regular taxpayers. I am committed to staying in the UK, but without the student loan, I will not be able to attend university. I am uncertain if it is worth appealing this decision. Any guidance would be greatly appreciated. Thank you.

Reply 1

Ross SLC

Official Rep

Original post by sridharg8

I am completing my A levels this year and plan to start university this September. I am an Indian national. have been living in the UK continuously since September 2017 and lived here for almost three years before that under a dependent visa. However, I had a break in my stay from 2015 to 2017. Because of this break, my student loan application was rejected on the grounds that I haven't lived in the UK continuously for at least half of my life, even though cumulatively, I have spent more than half my life in the UK.
I don't meet any of the other eligibility criteria outlined on gov.uk. I completed most of my schooling in the UK, and my parents are regular taxpayers. I am committed to staying in the UK, but without the student loan, I will not be able to attend university. I am uncertain if it is worth appealing this decision. Any guidance would be greatly appreciated. Thank you.

Hi there,

What's your current status in the UK? What's your parents status in the UK? How old are you and when did you enter the UK?

Thanks, Ross

Reply 2

sridharg8

Hi Ross,
Thanks for your reply.
I am 18years and 4 months old. I have a dependent visa till Oct 2027. May father has a skilled worker visa till Oct 2027. I came to UK March 2012.

Here is my breakdown of UK stay

Mar 2012 - Apr 2014
Aug 2014 - Apr 2015
Sep 2017 - Oct 2027 (Tier2 ICT dependent visa till Sep 2022. Then transferred to to skilled worker visa from Sep 2022 to Oct 2027)

Thanks, Sarvesh

Reply 3

Ross SLC

Official Rep

Original post by sridharg8

Hi Ross,
Thanks for your reply.
I am 18years and 4 months old. I have a dependent visa till Oct 2027. May father has a skilled worker visa till Oct 2027. I came to UK March 2012.
Here is my breakdown of UK stay
Mar 2012 - Apr 2014
Aug 2014 - Apr 2015
Sep 2017 - Oct 2027 (Tier2 ICT dependent visa till Sep 2022. Then transferred to to skilled worker visa from Sep 2022 to Oct 2027)
Thanks, Sarvesh

Thanks for confirming Sarvesh.

You'd need to of been in the UK for at least half your life without a break in residency. If you've had a break in residency then you would be ineligible unfortunately.

Thanks, Ross

Reply 4

sridharg8

Thanks Ross for your quick response.