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Gf money problems

So I’ve been with my GF for 3 years. We’re both uni students.

We both get the minimum student loan (£4000) and I get 8k per year off grandparents for uni expenses so I am fine for money. However she gets £100 off her Dad per month and nothing from her mum and step dad. I am fine for money and have an alright amount in savings however she is really struggling. She doesn’t get a higher loan because her step dad is so rich, and the student loan website says parents should be making up this difference.

The last few summers we have spent most our money on travel, and have plans to travel again this summer and she is worried about not having enough. I have worked enough to ensure I have but she hasnt.

The last 2 years we agreed to pay half the rent each for our room in a shared house, however I have not had anything off her this year and a tiny amount last year, which I got on with because I care about her and don’t want to take money she doesn’t have.

Recently her mum and step dad have started charging her rent for every night she stays in their house. They also sold an old car they owned for what I think is massively over what it was worth. It needed repairs and lots of body work that they paid for upfront but she now has to pay them back.

I got her a summer job at a place I’ve worked for years in the summer, but I feel I put in more effort to get extra shifts in compared to her, who often has to do this or that on the weekends.

Whenever I try talk to her about financial planning she just gets annoyed and says she has it worked out in her head but it always just goes to sh*t.

I’ve pretty much let her off thousands and thousands over the past couple of years in rent which has obviously left me with less. I am starting to get quite annoyed at the situation and the fact that her RICH step dad is pretty much leaching her for all her money for car payments rent etc, when me, a poor student is not asking for anything.

It’s getting to the point where I’m getting really stressed about it because I feel that I’m the only supportive person she has. Like I’m the only one that will lend her money if she has nothing.. money I don’t know if or when I’ll get back. It just feels ridiculous and a joke that I am having to support her when she has a mum and dad both with high enough household incomes for her to only get the lowest student loan.

Please help with any suggestions you can.

I don’t know what to suggest?? She could get a credit card but I don’t want her getting in debt. I always say you need to be more realistic with your parents about your finances but she gets annoyed. OR I could just lend her money that I may never get back.

Absolutely Anything you may have to add is much appreciated .

Ps. I’d just like to make clear she’s not the kind of person to leech of someone else, she’s a really great and nice person and she’s in the position she is because her family refuses to help her out, so please take this into account in your comments.