The Student Room Group

Spent £100k how should I feel

Hi guys i need to talk.

For the last 5 years I’ve (25) been living off inheritance money from my late dad ( who was my best friend ever). I got £70k plus 3 years of student finance 12k x 3. Which all together is about 105k.

I have nothing to show for it !
I feel like I suffer with serve grief after my dad and I haven’t been able to work and neither have I been able to stay in uni. Right now I’m in second year which is huge for me because I’ve managed to progress.

I haven’t worked for 5 years either. I use to be so hardworking but haven’t worked for 5 years at all. I’ve had 2 bfs in this time my current bf doesn’t know I received this money and sometimes questions why I don’t work and where do I get money from. If I need money I ask and he gives it to me or pays for my hair etc.

I have £4k left. And nothing to show for it. My entilted selfish half sister who I don’t get along with much 50% of the time was given 40k even though he wasn’t her real dad. (Bless him).
She bought a car, savings of £15k in the bank.

All I’ve done is spend the money not work and gone on about 8 holidays.

I feel so bad about this as it was his hard earned money. This is affecting my m e n t a l health also.

How do I cope

Reply 1

Original post by Anonymous
Hi guys i need to talk.
For the last 5 years I’ve (25) been living off inheritance money from my late dad ( who was my best friend ever). I got £70k plus 3 years of student finance 12k x 3. Which all together is about 105k.
I have nothing to show for it !
I feel like I suffer with serve grief after my dad and I haven’t been able to work and neither have I been able to stay in uni. Right now I’m in second year which is huge for me because I’ve managed to progress.
I haven’t worked for 5 years either. I use to be so hardworking but haven’t worked for 5 years at all. I’ve had 2 bfs in this time my current bf doesn’t know I received this money and sometimes questions why I don’t work and where do I get money from. If I need money I ask and he gives it to me or pays for my hair etc.
I have £4k left. And nothing to show for it. My entilted selfish half sister who I don’t get along with much 50% of the time was given 40k even though he wasn’t her real dad. (Bless him).
She bought a car, savings of £15k in the bank.
All I’ve done is spend the money not work and gone on about 8 holidays.
I feel so bad about this as it was his hard earned money. This is affecting my m e n t a l health also.
How do I cope


The past is in the past. It’s done now!
Money comes and go it’s life!
Don’t worry about others or compare yourself.
Everyone different!

Budget your money, don’t spend money on what you can’t afford.
Work out your expenses and spread the money on how long it has to last and divide that by week and that’s what you have to live on.
Try to get job while in uni to support you financially.
Have a look at student bursary
Any extra support from your council like household support fund, universal credit etc
Have a goal for the money


Invest your money aswell.

Reply 2

Original post by Anonymous
The past is in the past. It’s done now!
Money comes and go it’s life!
Don’t worry about others or compare yourself.
Everyone different!
Budget your money, don’t spend money on what you can’t afford.
Work out your expenses and spread the money on how long it has to last and divide that by week and that’s what you have to live on.
Try to get job while in uni to support you financially.
Have a look at student bursary
Any extra support from your council like household support fund, universal credit etc
Have a goal for the money
Invest your money aswell.
My mum pays the rent and bills, I don’t pay. But I feel bad I don’t pay as I don’t work.

She has arthritis do you know if she can get universal credit for this as she can’t work full time but they expect her too

Reply 3

Original post by Anonymous
The past is in the past. It’s done now!
Money comes and go it’s life!
Don’t worry about others or compare yourself.
Everyone different!
Budget your money, don’t spend money on what you can’t afford.
Work out your expenses and spread the money on how long it has to last and divide that by week and that’s what you have to live on.
Try to get job while in uni to support you financially.
Have a look at student bursary
Any extra support from your council like household support fund, universal credit etc
Have a goal for the money
Invest your money aswell.
Yeah I do that I divide by how many weeks I got left till next student finance payment etc. but I don’t want to fully spend every last penny I have £5.5k right now but I’m going away so would need to minus 1k for my holiday and then the 500 for emergencies. So left I got 4k which id wanna keep in a savings account. And try to manage the 500 until October

Reply 4

Original post by Anonymous
Hi guys i need to talk.
For the last 5 years I’ve (25) been living off inheritance money from my late dad ( who was my best friend ever). I got £70k plus 3 years of student finance 12k x 3. Which all together is about 105k.
I have nothing to show for it !
I feel like I suffer with serve grief after my dad and I haven’t been able to work and neither have I been able to stay in uni. Right now I’m in second year which is huge for me because I’ve managed to progress.
I haven’t worked for 5 years either. I use to be so hardworking but haven’t worked for 5 years at all. I’ve had 2 bfs in this time my current bf doesn’t know I received this money and sometimes questions why I don’t work and where do I get money from. If I need money I ask and he gives it to me or pays for my hair etc.
I have £4k left. And nothing to show for it. My entilted selfish half sister who I don’t get along with much 50% of the time was given 40k even though he wasn’t her real dad. (Bless him).
She bought a car, savings of £15k in the bank.
All I’ve done is spend the money not work and gone on about 8 holidays.
I feel so bad about this as it was his hard earned money. This is affecting my m e n t a l health also.
How do I cope

Seems quite the improvement since the last time you posted at this a year ago.

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