The Student Room Group

Difficult rent payment times

Has anyone else struggled with paying their rent in uni accommodation because their rent due dates don’t line up with the student loans? Last year I was able to pay monthly which meant the payments that didn’t line up weren’t terribly substantial. This year however I’m contracted to pay termly, which means the payments are £1,500+ which is hard to find days/week before student finance provides the loan.

Worried I might have to take out another student overdraft next year for peace of mind :/ (just for clarification, I’ll be starting my masters and have used 3/4 of my existing student overdraft across a 3 year period for essential payments.)

Anyone got any advice on what to do? Working and saving this summer to relieve some of the pressure but if anyone has handled these problems successfully before let me know!
Reply 1
I'm not sure which agency oversees your property but most are quite lenient with home fee students. I've had this issue multiple times. I would send them an email, explaining the situation with evidence of the date of my next student loan deposit and a promise to pay any outstanding rent on that date. For example, if they want a payment in August, I would pay both August and September in September because that's when I get my first loan deposit. They've always accepted that and given me the appropriate period of grace. Surely, your agency has dealt with many other students in similar situations and should understand if you talk to them. Try giving them a call.
(edited 4 weeks ago)
Original post by seesey
Has anyone else struggled with paying their rent in uni accommodation because their rent due dates don’t line up with the student loans? Last year I was able to pay monthly which meant the payments that didn’t line up weren’t terribly substantial. This year however I’m contracted to pay termly, which means the payments are £1,500+ which is hard to find days/week before student finance provides the loan.
Worried I might have to take out another student overdraft next year for peace of mind :/ (just for clarification, I’ll be starting my masters and have used 3/4 of my existing student overdraft across a 3 year period for essential payments.)
Anyone got any advice on what to do? Working and saving this summer to relieve some of the pressure but if anyone has handled these problems successfully before let me know!


Not directly an instant solution, but you should be looking at ways to prevent anything of this nature from coming up in the future. Forget partying all the time (obviously occasionally is great, you should be able to enjoy your life and socialising), ensuring financial stability is key. Even if that is an extra couple 100 quid a week.

(If you aren’t already working and have zero work experience) I know saying “get a job” is the most obvious advice to give, but easier said than done. But my advice to getting one, so you can improve your credentials and have some money coming in during your studies, would be to first get a job in an agency. Even if it’s working 4 hour shifts once a week, sounds very small I know but every little helps. During these shifts work your ass off and make yourself known. Ask other people, who’ve been working there longer, on the shift about how they’ve gotten longer and better shifts. For example with me I started off at an Agency, doing 4 hour shifts once every two weeks as a beer pourer/cashier, then wormed my way into a Waitering shift (8 hours), kissed a lot of ass 😹 and worked my ass off in that shift to then become a regular shift member for that role and then tried speaking to the people who delegate the shifts. Ended up then moving to portering by speaking to the place’s general manager, which gave me 6 shifts a week (5 as a porter, and then one weekend a waiter and the other a beer pourer. All still agency), and then used that agency experience to land a job at a respectable company. Honestly starting out low and working your way up with a job at a young age is the best thing to do. You’ll have loads of references and with an agency it’s such easy filler work, so even on “paid vacation days” from your main job, you can do a shift at an agency to get extra money. Plus with an Agency, with things like catering, they cover so many different areas, showing your adaptability to different roles, and it’s so easy to get a higher rank early on in that working environment. After a few months (if you work regularly enough) you can become a shift leader, because most people that do work agency shifts (let’s face it) are lazy and just want some quick cash, but if you can show them that you are sensible enough to take on a bigger responsibility, you’re adding a few extra quid to your hourly wage, and at this stage in your life especially with the cost of living, it’ll do you wonders.

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