What happens when a student gets kicked off their course (2 reasons))

What are the exact financial implications if a student:
1) Wilfully leaves (withdraws) their course before graduation;
2) Gets kicked off their course for failing to meet the required standard (too stupid to understand subject argument);
3) Gets kicked off course for not completing in time according to Academic regulations (8 years max)
4) Gets expelled from Uni for ASB/cheating/Criminal activity/whatever serious offence

We all know about what happens if you apss and how the paymetns start with x% above £25k income but the consequences of the opposite are unknown and undocumented which means students do not have a fully informed choice to make when choosing SFE or self-funding.

Please answer each point from above as a separate issue that clearly defines details of the consequences of 1) withdrawal, 2) Failure, 3) Exceeding time limit of Academic Regulations, and 4) Being ejected from the University of attendance.

Reply 1

Calum SLC

Official Rep

Hi Rhodie72,

All of these reasons that you have listed would essentially be classed as a withdrawal from a student finance perspective so may cause an overpayment to be generated. You would also enter repayment when you meet the required threshold.

Thanks,
Calum

Reply 2

Rhodie72

Original post by Calum SLC

Hi Rhodie72,
All of these reasons that you have listed would essentially be classed as a withdrawal from a student finance perspective so may cause an overpayment to be generated. You would also enter repayment when you meet the required threshold.
Thanks,
Calum

Please detail for each of them with reasoning so anyone reading the response is clear on the answer.

(edited 12 months ago)

Reply 3

Calum SLC

Official Rep

Hi Rhodie72,

I'm not clear on what you mean? Each of these would be classed as a withdrawal that the university would inform us of.

Thanks,
Calum

Reply 4

Rhodie72

Would it be per module or the entire semester to be repaid?
Would student be required to repay any part in installments or just added to existing debt?

Reply 5

Rhodie72

Here's the answer I am expecting to see: (edit it according to SLC regulations and policies with quotes to statute law where applicable)

Wilfully leaves (withdraws) their course before graduation

Added to loan amount to be repaid according to threshold earnings

Year of withdrawal would require paying in full in agreed installments regardless of income

Cannot be written off with IVA or bankruptcy.

Gets kicked off their course for failing to meet the required standard (too stupid to understand subject argument)

Added to loan amount to be repaid according to threshold earnings

Cannot be written off with IVA or bankruptcy.
Gets kicked off course for not completing in time according to Academic regulations (8 years max)

Debt added to Added to loan amount to be repaid according to earnings threshold

Cannot be written off with IVA or bankruptcy.

10.

Gets expelled from Uni for ASB/cheating/Criminal activity/whatever serious offence

11.

Cannot be written off with IVA or bankruptcy.

12.

Not added to loan amount to be repaid according to threshold earnings and is additional loan

13.

Year of expulsion to be repaid in full on top of previous years

If anyone had told me that if I failed and had to repay everything from that year in full AND still be subject to the additional debt with 9% interest for the tuition and maintenance loan, I would NEVER take on a degree in UK. Ever. The risk to reward ratio is irrationally high and not worth the lifetime of debt it would incur.

What would need to be repaid for each scenario: assuming an income of £26200

Outstanding loan at threshold limits + (full year tuition fee + maintenance loan + interest ) in agreed? monthly installments (£9+surcharge £311 monthly for 10 years regardless of income)

Outstanding loan at threshold limits.(£9 monthly)

Tuition fee added to outstanding loan, repaid at threshold limits (£9 monthly)

Outstanding loan, repaid at threshold limits + (full year tuition fee + maintenance loan + interest ) in agreed? monthly installments (£9 monthly + £15500 in installments over agreed timeframe [quote legislation] regardless of income)

Reply 6

Leah SLC

Official Rep

Hi there. We don't deal with repayment enquiries on this forum. However, I can tell you that when you withdraw, your Maintenance Loan is calculated pro-rata to your date of last attendance (as you are not entitled to the Maintenance Loan for time not in attendance).

Any overpayment that occurs from this, you would be liable to pay back straight away. You don't have to pay it back in full at once as an affordable payment plan can be made for this with repayments.

You don't go into overpayment for Tuition Fees, only Maintenance Loan. The Tuition fees paid out would enter the standard repayment process.

All of the withdrawal reasons you have listed are simply classed as withdrawals, we don't have special circumstances for them from a student finance perspective. The university would tell us you have withdrawn, give us the date, and your funding would be reassessed.

If you want to contact repayments regarding paying back the loan and interest rates you can message them on X (Twitter): https://twitter.com/SLC_Repayment or Facebook: http://m.me/SLCRepayment

Alternatively, they are also available on the phone. Their number is 0300 100 0611 and their opening hours are Mon-Fri, 8am-6pm.

Thanks, Leah.

(edited 12 months ago)