The Student Room Group

Student visa concerns help

I have applied for a student visa for MPhil/PhD. I have studied in the UK since 2017 till 2021(granted 4 student visas) and was on graduate route from Jan 2022 to Jan 2024 where I worked at my own university's research office from Dec 2022 to Dec 2023 (my graduate visa expired on 3rd Jan).
For my application I submitted
Offer letter
Cas letter
Bank letter
Bank statements
Receipts of payments to university
All educational degree transcripts and certificates
Tb test
Birth certificate
Affidavit of 1 and same person (passport does not have my surname).

I had a previous visit visa refusal in feb 2016 which I disclosed but did not upload on the account (as I was under the impression that we still have to submit physical copies of the documents so i thought i would submit my research proposal, copy of previous passport and visas and refusal letter with the physical documents).

Within 1 day of the passport submission, I received an email from UKVI asking for missing documents which was the refusal letter from Feb 2016. I sent the document immediately.

However I have an issue. My bank account was recently opened in May 2024 and my mom had transferred funds into it (on 3rd June) so that I can use those funds when term begin in London. My bank letter clearly mentions the creation date so I'm very worried if this will cause issues???
My previous account, which was a joint account with my dad, was closed due to me having a Revolut and HSBC UK accounts so my parents were transferring money to ne directly to Revolut and HSBC instead of the Indian bank account.

My tuition fee is £17992 and I have paid the university £14000 which is also mentioned on my CAS. I have also submitted the receipts.

I submitted the application on the 16th July and my bank letter is dated 16th July and the statements are covering from 16th June to 16th July, 17th June to 16th July and 18th June to 16th July.

I have been told that my visa will be refused due to my account being new.

Can this be refused??? I have been told j have committed funds parking and I can be banned and refused but I have genuinely not committed any funds parking. My mother had heavy TCS cuts on her transfers to me to Revolut and HSBC hence we opened an account so that I can access my account and use forex card which will not have such huge TCS deductions.

I'm extremely scared and worried now .

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