Cifas Marker

Hello so i have a Misuse of facility cifas marker , i had my bank account for less than a year my first ever bank account and it was used for fraud purposes by another individual , i done a CIFAS DSAR and it said misuse of facility 2 years ( may 2026 expiry date ), I am 17 years old and wondering have i been let off lightly because misuse of facility is usually 6 years, Please someone let me know thank you

I was an intern at a small UK-based online bank, and we had a case involving a client with a CIFAS marker. Based on my experience, a two-year sentence is relatively light, likely due to the small amount of money involved and the fact that you held a personal account there, not a business account.

Yeah my suspicions have been confirmed. If your are 16-17 the marker will last 2 years, 18-21 3 years and over 21 the full 6 years.

It's not a solid rule btw, they can impose the full term if they choose, regardless of age.

I get that but that’s what I’ve seen so far I guess if it’s really that bad then yeah the whole 6 years