Hello there
I hope you are ready for the result day and the clearing.
I've found that commuting is totally doable as long as you can manage your time. A lot of students I know live off campus in the city or even in another city and they still manage to attend all the great in-campus activities very well. I am glad to hear that you don’t need to worry about the finances.
Don't worry, you don't have to live on campus if you don't want to! There are plenty of other options out there, like staying at home as you mentioned. It's totally normal for students to feel a bit unsure or not that excited about staying in halls before they move in. You just need to make a decision that is best for your wellbeing and your studies. You can always make friends at uni even though you don’t live with them. There are so many ways to meet new people! You can make friends in your lectures, join societies, get involved in departments or colleges, and so much more. And if you change your mind and decide you'd like to live on campus, you can get in touch with the accommodation team who will be more than happy to help you with any information you need. About living in accommodation at another uni, I suggest you reach out to the accommodation first to see if students from other universities can apply for the accommodation.
Good luck with everything ~
-Minyue (Lancaster Student Ambassador)