Universal credit
Hi,
I’m currently working a zero hour contract job so I get called in as and when so sometimes I only work once a month and with that I’m a self employed tutor that’s making £30 per week even sometimes less. I have over £20,000 in savings due to jobs worked during university but to apply for universal credit I need less than £16000. Can I still apply for universal credit? Please help me
I’m currently working a zero hour contract job so I get called in as and when so sometimes I only work once a month and with that I’m a self employed tutor that’s making £30 per week even sometimes less. I have over £20,000 in savings due to jobs worked during university but to apply for universal credit I need less than £16000. Can I still apply for universal credit? Please help me
No, you have plenty of money. You don't need state support as you are entirely capable of supporting yourself.
(BTW even if your savings weren't a factor, one of the first thing they would tell you is your job/hours isn't good enough and you'll need to spend your time looking for a more stable one and providing proof)
(BTW even if your savings weren't a factor, one of the first thing they would tell you is your job/hours isn't good enough and you'll need to spend your time looking for a more stable one and providing proof)
(edited 3 months ago)
You have too much savings and thus wouldn't be eligble.
Original post by StriderHort
No, you have plenty of money. You don't need state support as you are entirely capable of supporting yourself.
(BTW even if your savings weren't a factor, one of the first thing they would tell you is your job/hours isn't good enough and you'll need to spend your time looking for a more stable one and providing proof)
(BTW even if your savings weren't a factor, one of the first thing they would tell you is your job/hours isn't good enough and you'll need to spend your time looking for a more stable one and providing proof)
Original post by justagxrl
I don’t think they would say this. The point of it is to supplement income if you are not making enough to live or whilst you look for another job. I know plenty of people that are entitled to some form of benefits because they make under a certain amount. However, I think because you have so much in savings you won’t be eligible. But you should contact them to find out and they can tell you directly what you may be entitled to.
People do have different circumstances, but I can tell you for a fact if you apply for UC and tell the DWP you have a job where you do 1 day a month they'll say it's not realistic and you need to do something else, they'll make it part of your claimant contract and they will pretty much treat you like you are unemployed
I can tell you from exp if you work anything over 16 hours a week they tend to leave you alone, below that they'll be on your back to get more work, as said, 1 day a month they wouldn't take seriously, they will pretty much tell you to get a 'real' job.
Original post by StriderHort
No, you have plenty of money. You don't need state support as you are entirely capable of supporting yourself.
(BTW even if your savings weren't a factor, one of the first thing they would tell you is your job/hours isn't good enough and you'll need to spend your time looking for a more stable one and providing proof)
(BTW even if your savings weren't a factor, one of the first thing they would tell you is your job/hours isn't good enough and you'll need to spend your time looking for a more stable one and providing proof)
The second paragraph is correct. If this person has over 16,000 they are not entitled to UC.
The first one...20,000 can soon disappear. If someone has rent, for example, it can erode savings and the cost of living is high. Once this person gets below 16,000 then they may well be entitled to Universal Credit. I say that as someone who advises on this regularly.
We may not know the full facts about any other factors in their life such as health and disability which can also impact upon UC entitlement.
(edited 2 months ago)
Original post by Cotes1
The second paragraph is correct. If this person has over 16,000 they are not entitled to UC.
The first one...20,000 can soon disappear. If someone has rent, for example, it can erode savings and the cost of living is high. Once this person gets below 16,000 then they may well be entitled to Universal Credit. I say that as someone who advises on this regularly.
We may not know the full facts about any other factors in their life such as health and disability which can also impact upon UC entitlement.
The first one...20,000 can soon disappear. If someone has rent, for example, it can erode savings and the cost of living is high. Once this person gets below 16,000 then they may well be entitled to Universal Credit. I say that as someone who advises on this regularly.
We may not know the full facts about any other factors in their life such as health and disability which can also impact upon UC entitlement.
No arguments that the money can be depleted and/or claimants might have other specific entitlements, but I can only reply to the figures and info I'm given.
Original post by StriderHort
No arguments that the money can be depleted and/or claimants might have other specific entitlements, but I can only reply to the figures and info I'm given.
True. If you don't mind me saying, regarding paragraph 1, I just felt you sounded slightly judgemental and you were making assumptions but that was probably my fault/my interpretation. I deal with benefits cases daily so can be a bit hypersensitive to this sort of attitude. I took it wrong I think.
(edited 2 months ago)
Original post by Cotes1
True. If you don't mind me saying, I just felt you sounded slightly judgemental but that was probably my fault/my interpretation. I deal with benefits cases daily so can be a bit hypersensitive to this sort of attitude. I took it wrong I think and interpreted your attitude wrongly.
It wasn't my intention to judge on the benefit, just my quick take on what the DWP rules would imply based on that snapshot of wealth, although I possibly could have explained that clearer.
As you say, finances are fluid with someone's ability to support themselves from their savings being finite and the situation open to change.
Original post by StriderHort
It wasn't my intention to judge on the benefit, just my quick take on what the DWP rules would imply based on that snapshot of wealth, although I possibly could have explained that clearer.
As you say, finances are fluid with someone's ability to support themselves from their savings being finite and the situation open to change.
As you say, finances are fluid with someone's ability to support themselves from their savings being finite and the situation open to change.
Thanks for replying
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