Go Into Debt To Study Away Or Study Near Home?
I have a choice to study halfway across the country so I can study what I want, the career prospects are great for the subject. Or do I go to the uni near home and not go into as much debt? The uni near me does teach a somewhat similar subject, but it isn't as specialised. Any advice?
Reply 1
Would you be going into debt outside of what you get from student finance?
Reply 2
Follow your heart. The degree and where you studied will remain on your CV for life. I compromised and regret it now. I had a place at Liverpool and Kings College London. My mum pressured me to stay local so I went to Liverpool and - years later - I still regret that decision.
Reply 3
Original post by CCCU Official
Would you be going into debt outside of what you get from student finance?
Yes. The degree I am interested in is the BSc (Hons) Plant Science offered at CCCU
Reply 4
Great to hear that you are interested in studying here, 9 years later, and I am still here! ❤️
Have you done the student finance calculator to determine roughly how much you will lose per month? There are plenty of part-time jobs in the City, and the University, which can help bump your monthly money up. As perfect as a course may be in the current climate, it's so important also to make sure you have enough money to enjoy your time at university! We do have scholarships and bursaries, have you taken a look at these yet to see if they can help?
Have you done the student finance calculator to determine roughly how much you will lose per month? There are plenty of part-time jobs in the City, and the University, which can help bump your monthly money up. As perfect as a course may be in the current climate, it's so important also to make sure you have enough money to enjoy your time at university! We do have scholarships and bursaries, have you taken a look at these yet to see if they can help?
Original post by Anonymous
I have a choice to study halfway across the country so I can study what I want, the career prospects are great for the subject. Or do I go to the uni near home and not go into as much debt? The uni near me does teach a somewhat similar subject, but it isn't as specialised. Any advice?
If by "debt" you mean student finance loans, this shouldn't be a factor - it's not like other debt, as it doesn't affect your credit rating, is essentially impossible to default on (unless you basically commit tax evasion or leave the country without telling SFE), and because of how the repayments are made you'll never pay back more than you can afford as a PAYE worker (plus it just gets sorted out by your payroll and goes out of your paycheque like NI contributions and income tax). Also any remaining amount owed is written off 40 years after you take out the loan. It's a graduate tax in all but name.
You can read a bit more about SFE loans as written by them here: https://www.gov.uk/government/news/8-things-you-should-know-about-your-student-loan--2
If you would be needing to take out regular (bank) loans or similar in addition then that's another matter.
But if it's just the student finance maintenance/tuition fee loan amounts don't worry about that and just go to the one you prefer!
(edited 6 months ago)
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