The Student Room Group

Doctoral loan

When I should apply for doctoral loan ?

Reply 1

Original post
by Maryam1028
When I should apply for doctoral loan ?

Hi Maryam,

When does your course begin? Thanks, Jason

Reply 2

Original post
by SFE Jason
Hi Maryam,
When does your course begin? Thanks, Jason

First of April

Reply 3

Thank you. You can apply now for April 2025. Thanks, Jason

Reply 4

Original post
by SFE Jason
Thank you. You can apply now for April 2025. Thanks, Jason

Do I need conditional offer to apply for loan ?

Reply 5

Original post
by Maryam1028
Do I need conditional offer to apply for loan ?

Hi Maryam, We would just advise to apply with your first choice. Thanks, Angela

Reply 6

Original post
by Angela SFE
Hi Maryam, We would just advise to apply with your first choice. Thanks, Angela

Sorry , I do not understand I mean do I need to apply for PhD first and receive conditional offer then apply for the loan ? Or can I apply with out the offer ?

Reply 7

Original post
by Maryam1028
Sorry , I do not understand I mean do I need to apply for PhD first and receive conditional offer then apply for the loan ? Or can I apply with out the offer ?

Hi there, You can apply without a confirmed university pr course. We advise when applying for funding to apply with the university/course of your choice. Thanks, Angela

Reply 8

Original post
by Angela SFE
Hi there, You can apply without a confirmed university pr course. We advise when applying for funding to apply with the university/course of your choice. Thanks, Angela
Sorry I have an other question. In terms of payment of loan, if we get the job based on contract for example for 3 years and we pay back the loan, what will happen if our job contract runs out and we will no longer be able to pay back the loan . Can we stop the payment until we get job again ?

Reply 9

Original post
by Maryam1028
Sorry I have an other question. In terms of payment of loan, if we get the job based on contract for example for 3 years and we pay back the loan, what will happen if our job contract runs out and we will no longer be able to pay back the loan . Can we stop the payment until we get job again ?

Hi there, Repayments are put in place when earning above the threshold. Thanks, Angela

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