The Student Room Group

Mature Student - Applying for Finance

Hi ☺️
I am a mature student (30) returning to university full time in 2025 - when it comes to student finance, what do I put in regards to household income? I went to uni before (1 year and left due to health issues) and put my parents income. Obviously, I am now married with a young child in our own house - OH works full time and I work part time earning just over the taxable threshold, this will however change when I go to university and I’ll be working one day a week. Do I include my income for this year when it won’t be accurate for the years to come? And has a big impact on how much maintenance loan I would be entitled to. Due to OH income, we are not entitled to childcare grants so really reliant on maintenance loan to fund our childcare so I can attend uni full time.
Confusing 😂 can anyone shed any light?

TYIA x

Reply 1

Original post
by MegPrior23.08
Hi ☺️
I am a mature student (30) returning to university full time in 2025 - when it comes to student finance, what do I put in regards to household income? I went to uni before (1 year and left due to health issues) and put my parents income. Obviously, I am now married with a young child in our own house - OH works full time and I work part time earning just over the taxable threshold, this will however change when I go to university and I’ll be working one day a week. Do I include my income for this year when it won’t be accurate for the years to come? And has a big impact on how much maintenance loan I would be entitled to. Due to OH income, we are not entitled to childcare grants so really reliant on maintenance loan to fund our childcare so I can attend uni full time.
Confusing 😂 can anyone shed any light?
TYIA x

Hi Meg,

We wouldn't use your income but if you're being assessed for the maximum then your spouse would provide their 22/23 income and we'd assess your loan based on their income for the tax year. Thanks, Jason

Reply 2

Original post
by SFE Jason
Hi Meg,
We wouldn't use your income but if you're being assessed for the maximum then your spouse would provide their 22/23 income and we'd assess your loan based on their income for the tax year. Thanks, Jason

Thank you Jason! ☺️

Reply 3

Original post
by MegPrior23.08
Thank you Jason! ☺️

You're welcome. Have a lovely day. Thanks, Jason

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