What will you be doing over the Easter break? >>

I got into a car accident and didn't report it to my insurance

Hi,

I got into a silly little accident a while ago. I had never experienced this before and had no idea what the process was. We agreed to arrange it outside of insurance and before we could reach a reasonable solution they reported it to their insurance without me knowing. This means I hadn't reported the accident to my insurance and was completely blindsided. I recently saw on my policy that if I don't report an accident within 48 hours my policy could be cancelled. Has this happened to anyone before?

Thanks in advance.

Reply 1

hotpud

Original post by lapinacolada

Hi,
I got into a silly little accident a while ago. I had never experienced this before and had no idea what the process was. We agreed to arrange it outside of insurance and before we could reach a reasonable solution they reported it to their insurance without me knowing. This means I hadn't reported the accident to my insurance and was completely blindsided. I recently saw on my policy that if I don't report an accident within 48 hours my policy could be cancelled. Has this happened to anyone before?
Thanks in advance.

I think you need to ring up your insurance company asap and explain what happened and hope they are sympathetic. I think there is probably a lesson to be learned here. Fingers crossed!

(edited 2 months ago)

Reply 2

StriderHort

You might be screwed tbh. This is one of of the biggest exact risks of this kind of 'lets sort it ourselves' deals in that you have 0 power to stop the other person changing their mind and now you look like you tried to conceal it.